| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | PO BOX 123042 DALLAS, TX 75312 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $14K | $14K | 0.57% |
| LOCKTON COMPANIES, LLC3 | PO BOX 123042 DALLAS, TX 75312 | DELTA DENTAL INSURANCE COMPANY | $85K | $0 | $85K | 5.48% |
| ASSUREDPARTNERS3 Filed as: DWIGHT W. ANDRUS INSURANCE | 500 DOVER BOULEVARD, SUITE 110 LAFAYETTE, LA 70503 | DELTA DENTAL INSURANCE COMPANY | $39K | $0 | $39K | 2.52% |
| ASSUREDPARTNERS3 Filed as: DWIGHT W. ANDRUS INSURANCE | 500 DOVER BOULEVARD, SUITE 110 LAFAYETTE, LA 70503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $66K | $0 | $66K | 17.52% |
| LACEY FONTENOT3 Filed as: LACEY FONENOT | 113 FLAGG BOULEVARD BUILDING G, SUITE D LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | $0 | $6K | 1.62% |
| MICHAEL E BENSON3 Filed as: MICHAEL E. BENSON | 113 FLAGG PLACE, BUILDING 6 LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 0.70% |
| KEITH WILLIAM BELLE3 Filed as: KEITH W. BELLE | 113 FLAGG PLACE, BUILDING 60 LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 0.38% |
| SHELBY KENNEDY3 Filed as: SHELBY KERR | 522 SAINT PATRICK STREET LAFAYETTE, LA 70506 | CONTINENTAL AMERICAN INSURANCE COMPANY | $320 | $0 | $320 | 0.08% |
| MORGAN BRENKE3 | 123 PEAK RUN YOUNGSVILLE, LA 70592 | CONTINENTAL AMERICAN INSURANCE COMPANY | $158 | $0 | $158 | 0.04% |
| MJ INSURANCE3 Filed as: HEATHER NEDDEAU AND VARIOUS AGENTS | 20518 NORTH BLUE HYACINTH DRIVE LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | $0 | $12 | 0.00% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | AMERITAS LIFE INSURANCE CORPORATION | — | $2K | $2K | 0.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,569 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,569 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL INSURANCE COMPANY | 5,591 | $1.6M |
| Vision | AMERITAS LIFE INSURANCE CORPORATION | 5,775 | $304K |
| Life insurance | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 3,490 | $2.5M |
| Short-term disability(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 3,490 | $2.9M |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 3,490 | $2.5M |
| Other(3 contracts, 3 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 3,959 | $3.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,775 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.