| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: DWIGHT ANDRUS INSURANCE | 500 DOVER BLVD #110 LAFAYETTE, LA 70503 | DELTA DENTAL INSURANCE COMPANY | $131K | — | $131K | 9.19% |
| ASSUREDPARTNERS3 Filed as: DWIGHT ANDRUS INSURANCE INC | 500 DOVER BLVD LAFAYETTE, LA 70503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28K | — | $28K | 14.89% |
| MICHELLE A BAUGHMAN3 Filed as: MICHELLE BAUGHMAN | 109 BAKER STREET BROUSSARD, LA 70518 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.86% |
| TAMMY M GASPARD3 | 501 OAK MANOR DR NEW IBERIA, LA 70563 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.66% |
| JESSE E CROUCH3 | 113 FLAGG PLACE BLDG 6C LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $849 | — | $849 | 0.45% |
| HEATHER NEDDEAU3 | 609 SANDHURST DR LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $572 | — | $572 | 0.30% |
| VICE PRESIDENT EXCEPTION TO PROCESS3 | HOUSE ACCOUNT PO BOX 427 COLUMBIA, SC 29202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $286 | — | $286 | 0.15% |
| CLARECIA CARLTON DUHON3 Filed as: CLARECIA C DUHON | 129 INNISBROOK DR BROUSSARD, LA 70518 | CONTINENTAL AMERICAN INSURANCE COMPANY | $54 | — | $54 | 0.03% |
| KEITH RICHARD3 | 113 FLAGG PLACE LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,078 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 16 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,094 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL INSURANCE COMPANY | 4,676 | $1.4M |
| Vision | AMERITAS LIFE INSURANCE CORP. | 5,170 | $216K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 4,422 | $1.7M |
| Short-term disability(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 4,422 | $1.9M |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 4,422 | $1.7M |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 4,422 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,170 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.