| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: DWIGHT ANDRUS INSURANCE | 500 DOVER BLVD #110 LAFAYETTE, LA 70503 | DELTA DENTAL INSURANCE COMPANY | $168K | — | $168K | 10.00% |
| ASSUREDPARTNERS3 Filed as: DWIGHT ANDRUS INSURANCE INC | 500 DOVER BLVD LAFAYETTE, LA 70503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $91K | — | $91K | 26.25% |
| LACEY FONTENOT3 | 113 FLAGG BLVD BULIDIN G SUITE D LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 1.93% |
| MICHAEL E BENSON3 | 113 FLAGG PLACE BLDG 6 LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | — | $6K | 1.71% |
| KEITH WILLIAM BELLE3 Filed as: KEITH W BELLE | 113 FLAGG PL, BLDG 60 LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 1.44% |
| SOUTH CENTRAL INSURANCE BROKERS LLC3 | 228 N PARKERS ON AVE SUITE B CROWLEY, LA 70526 | CONTINENTAL AMERICAN INSURANCE COMPANY | $56 | — | $56 | 0.02% |
| JESSE E CROUCH3 | 113 FLAGG PLACE BLDG 6C LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.00% |
| HEATHER NEDDEAU3 | 609 SANDHURST DR LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| SHELBY KENNEDY3 Filed as: SHELBY KERR | 522 ST PATRICK STREET LAFAYETTE, LA 70506 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| KEITH RICHARD3 | 113 FLAGG PLACE LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,313 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 19 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,332 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL INSURANCE COMPANY | 6,019 | $1.7M |
| Vision | AMERITAS LIFE INSURANCE CORP. | 5,887 | $307K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 4,831 | $2.1M |
| Short-term disability(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 4,831 | $2.5M |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 4,831 | $2.1M |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 4,831 | $2.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,019 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.