| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | — | BLUE CROSS BLUE AND BLUE SHIELD OF LOUISIANA | $23K | $11K | $35K | 5.18% |
| JOEY MIGUES3 | 103 BALTUSROL DRIVE BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13K | $13K | $26K | 11.98% |
| JOEY MIGUES3 Filed as: JOEY THOMAS MIGUES | 103 BALTUSROL DRIVE BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | $2K | $8K | 3.74% |
| JODIE C MIGUES3 | 103 BALTUSROL DRIVE BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | — | $5K | 2.11% |
| GROUP VOLUNTARY BENEFITS LLC3 | 29103 CHRUCH OF GOD ROAD SPRINGVIELD, LA 70462 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $994 | $3K | 1.60% |
| BETTY ROMERO3 | 100 LOREN AVENUE NEW IBERIA, LA 70563 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $387 | $3K | 1.33% |
| REID RICHARD SUTTON3 | 8014 ROD LAVER AVE BATON ROUGE, LA 70810 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $749 | $2K | 0.96% |
| SCOTT J CHAMBERS3 | 609 EMMELINE STREET NEW IBERIA, LA 70560 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $313 | $2K | 0.95% |
| JAMES VAN WALLACE3 | 201 WINDVALE COURT SUNSET, LA 70584 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $973 | — | $973 | 0.45% |
| KEVIN JOSEPH SIMONEAUX3 | 675 HIGHWAY 742 OPELOUSAS, LA 70570 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $973 | — | $973 | 0.45% |
| REBECCA N SONGY3 | 6900 MEMPHIS STREET NEW ORLEANS, LA 70124 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $608 | $350 | $958 | 0.44% |
| R&W SOLUTIONS LLC3 Filed as: R & W SOLUTIONS LLC | 23695 MONARCH PT SPRINGFIELD, LA 70462 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $749 | $17 | $766 | 0.35% |
| JOSHUA GERARD VIATOR3 | 802 BRAXTON DRIVE YOUNGSVILLE, LA 70592 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $707 | $49 | $756 | 0.35% |
| GREGORY J MORETTINI3 | 4736 W. NAPOLEON AVENUE METAIRIE, LA 70001 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $179 | — | $179 | 0.08% |
| CHARLINE PARKER3 Filed as: CHARLINE T. PARKER | 6390 TWIN BRIDGES ROAD ALEXANDRIA, LA 71303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $144 | — | $144 | 0.07% |
| KIM TERRELL3 | 1644 STUBBS VINSON RD MONROE, LA 71203 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $55 | — | $55 | 0.03% |
| JS YOUNG AND ASSOCIATES3 Filed as: JS YOUNG | 1040 CYPRESS CROSSING DR SPRINGFIELD, LA 70447 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $44 | $11 | $55 | 0.03% |
| MICHELLE RENEE LANDRY3 | 3402 VIDA SHAW ROAD NEW IBERI, LA 70563 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $47 | — | $47 | 0.02% |
| G BARRILLEAUX & ASSOCIATES INC.3 | 105 KOHEN LUKE DRIVE LAFAYETTE, LA 70506 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $42 | — | $42 | 0.02% |
| KEITH GUIDRY3 | P. O. BOX 81423 LAFAYETTE, LA 70598 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | $0 | $12 | 0.01% |
| MCKAY STRATEGIC BENEFITS LLC3 | 106 EMERSON ROAD YOUNGSVILLE, LA 70592 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.00% |
| BSK BENEFITS PLUS LLC3 | 585 BEAU CHENE DRIVE MANDEVILLE, LA 70471 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| MCGRIFF INSURANCE SERVICES INC3 | 7701 AIRPORT CENTER DRIVE GREENSBORRO, NC 27409 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| GUY ROBICHAUX3 | 10700 CAMORS LANE JEANERETTE, LA 70544 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| TYLER WILLIAM VONDENSTEIN3 | 105 QUEENSFORD WAY YOUNGSVILLE, LA 70592 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| JOEY MIGUES3 Filed as: JOEY THOMAS MIGUES | 151 SOUTHPARK ROAD STE 203 LAFAYETTE, LA 705082900 | AMERITAS LIFE INSURANCE CORP | $5K | — | $5K | 5.55% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 222 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 222 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE AND BLUE SHIELD OF LOUISIANA | 98 | $670K |
| Dental | AMERITAS LIFE INSURANCE CORP | 151 | $85K |
| Vision | AMERITAS LIFE INSURANCE CORP | 151 | $85K |
| Life insurance | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 222 | $217K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 222 | $217K |
| Prescription drug | BLUE CROSS BLUE AND BLUE SHIELD OF LOUISIANA | 98 | $670K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 222 | $217K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 222 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.