| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | — | BLUE CROSS BLUE AND BLUE SHIELD OF LOUISIANA | $25K | $14K | $40K | 5.02% |
| BENEFIT ADVISORY GROUP, LLC1 | — | BLUE CROSS BLUE AND BLUE SHIELD OF LOUISIANA | — | $8K | $8K | 0.98% |
| JOEY MIGUES3 | 306 W MAIN STREET NEW IBERIA, LA 70560 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | $3K | $12K | 5.64% |
| JAMES VAN WALLACE3 | 201 WINDVALE COURT E SUNSET, LA 70584 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | — | $6K | 2.91% |
| KEVIN JOSEPH SIMONEAUX3 | 675 HIGHWAY 742 OPELOUSAS, LA 70570 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | — | $6K | 2.91% |
| SCOTT J CHAMBERS3 | 609 EMMELINE STREET NEW IBERIA, LA 70560 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $1K | $5K | 2.25% |
| BETTY ROMERO3 | 100 LOREN AVENUE NEW IBERIA, LA 70563 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $66 | $2K | 0.82% |
| JODIE C MIGUES3 | 306 W MAIN STREET NEW IBERIA, LA 70560 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 0.76% |
| GROUP VOLUNTARY BENEFITS LLC3 | 201 WILDWOOD DRIVE HAMMOND, LA 70401 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $878 | $484 | $1K | 0.62% |
| CHARLINE PARKER3 Filed as: CHARLINE T. PARKER | 390 TWIN BRIDGES ROAD ALEXANDRIA, LA 71303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $102 | $1K | 0.53% |
| TERREL AGENCY INC3 | 242 GULFWAY DRIVE HACKBERRY, LA 70645 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $585 | — | $585 | 0.26% |
| TIFFANY GODLEY SMITH3 Filed as: TIFFANY BOURGEOIS-HOLMES | 2806 ADELE LANE NEW IBERIA, LA 70563 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $448 | — | $448 | 0.20% |
| GREGORY J MORETTINI3 | 4736 W. NAPOLEON AVENUE METAIRIE, LA 70001 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $429 | — | $429 | 0.19% |
| JACQUES P DAVID CORPORATION3 Filed as: JACQUES MATTHEW MIGUES | 5603 LOREAUVILLE ROAD NEW IBERIA, LA 70563 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $403 | — | $403 | 0.18% |
| CREATIVE EMPLOYEE BENEFIT SERVICES3 | P. O. BOX 83278 BATON ROUGE, LA 70884 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $71 | $17 | $88 | 0.04% |
| YOLANDE THORNHILL3 | 5003 MASONIC DR SUITE 112 ALEXANDRIA, LA 71303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32 | $21 | $53 | 0.02% |
| REBECCA N SONGY3 | 6900 MEMPHIS STREET NEW ORLEANS, LA 70124 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | $15 | $39 | 0.02% |
| WILLIAM W MARTINEZ3 | 3009 ELIZABETH STREET METAIRIE, LA 70003 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | — | $23 | 0.01% |
| KEITH GUIDRY3 | P. O. BOX 81423 LAFAYETTE, LA 70598 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 0.01% |
| MONICA BOUILLION3 Filed as: MONICA BOULLION | 2811 LABAUVE DRIVE NEW IBERIA, LA 70560 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| BSK BENEFITS PLUS LLC3 | 205 PINECREST DRIVE COVINGTON, LA 70433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LOUISIANA LLC | P. O. BOX 5545 ALEXANDRIA, LA 71307 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| G BARILLEAUX & ASSOCIATES INC3 | 105 KOHEN LUKE DRIVE LAFAYETTE, LA 70506 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| REGIONS INSURANCE INC3 | 6000 POPLAR AVE STE 300 MEMPHIS, TN 38119 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| JOEY MIGUES3 Filed as: JOEY THOMAS MIGUES | 306 W MAIN STREET NEW IBERIA, LA 705603643 | AMERITAS LIFE INSURANCE CORP | $2K | — | $2K | 2.75% |
| KEVIN JOSEPH SIMONEAUX1 | 675 HIGHWAY 742 OPELOUSAS, LA 705701469 | AMERITAS LIFE INSURANCE CORP | $1K | — | $1K | 1.38% |
| JAMES VAN WALLACE3 | 209 CHANNING WAY SUNSET, LA 705846143 | AMERITAS LIFE INSURANCE CORP | $1K | — | $1K | 1.38% |
| JOEY MIGUES3 Filed as: JOEY T. MIGUES | 103 BALTUSCOL DRIVE BROUSSARD, LA 70560 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 12.50% |
| FORESTER BENEFITS MANAGEMENT LLC3 | 8081 KINGSTON PIKE STE 50 KNOXVILLE, TN 37919 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $196 | $1K | 11.78% |
| KEVIN JOSEPH SIMONEAUX3 Filed as: KEVIN J. SIMONEAUX | 675 HWY 742 OPELOUSAS, LA 70570 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $690 | — | $690 | 6.25% |
| JAMES VAN WALLACE3 | 209 CHANNING WAYRT SUNSET, LA 70584 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $690 | — | $690 | 6.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 234 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 234 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE AND BLUE SHIELD OF LOUISIANA | 167 | $788K |
| Dental | AMERITAS LIFE INSURANCE CORP | 134 | $75K |
| Vision | AMERITAS LIFE INSURANCE CORP | 134 | $75K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 234 | $221K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 191 | $11K |
| Prescription drug | BLUE CROSS BLUE AND BLUE SHIELD OF LOUISIANA | 167 | $788K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 234 | $221K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 234 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.