| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | — | BLUE CROSS BLUE AND BLUE SHIELD OF LOUISIANA | $27K | $18K | $45K | 5.86% |
| JOEY MIGUES3 | 103 BALTUSROL DRIVE BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $3K | $10K | 5.48% |
| JAMES VAN WALLACE3 | 201 WINDVALE COURT SUNSET, LA 70584 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | — | $6K | 2.97% |
| KEVIN JOSEPH SIMONEAUX3 | 675 HIGHWAY 742 OPELOUSAS, LA 70570 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | — | $6K | 2.97% |
| BETTY ROMERO3 | 100 LOREN AVENUE NEW IBERIA, LA 70563 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $114 | $3K | 1.57% |
| SCOTT J CHAMBERS3 | 609 EMMELINE STREET NEW IBERIA, LA 70560 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $486 | $3K | 1.34% |
| GROUP VOLUNTARY BENEFITS LLC3 | 29103 CHURCH OF GOD ROAD SPRINGFIELD, LA 70462 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $564 | $2K | 1.12% |
| JODIE C MIGUES3 | 103 BALTUSROL DRIVE BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 1.07% |
| CHARLINE PARKER3 Filed as: CHARLINE T. PARKER | 6390 TWIN BRIDGES ROAD ALEXANDRIA, LA 71303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 0.95% |
| REBECCA N SONGY3 | 6900 MEMPHIS STREET NEW ORLEANS, LA 70124 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $698 | $229 | $927 | 0.49% |
| GREGORY J MORETTINI3 | 4736 W. NAPOLEON AVENUE METAIRIE, LA 70001 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $353 | — | $353 | 0.19% |
| TIFFANY GODLEY SMITH3 Filed as: TIFFANY BOURGEOIS-HOLMES | 2806 ADELE LANE NEW IBERIA, LA 70563 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $235 | — | $235 | 0.12% |
| TERREL AGENCY INC3 | 242 GULFWAY DRIVE HACKBERRY, LA 70645 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $56 | — | $56 | 0.03% |
| G BARRILLEAUX & ASSOCIATES INC.3 | 105 KOHEN LUKE DRIVE LAFAYETTE, LA 70506 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $47 | — | $47 | 0.02% |
| KEITH GUIDRY3 | P. O. BOX 81423 LAFAYETTE, LA 70598 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 0.01% |
| MCKAY STRATEGIC BENEFITS LLC3 | 106 EMERSON ROAD YOUNGSVILLE, LA 70592 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| CHRISLYN FREDERICK3 | 535 WILD FORREST DRIVE DAVENPORT, FL 33837 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| STEPHANIE ANNE DAUZAT3 | 533 BOB ODOM LOOP WOODWORTH, LA 71485 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| BSK BENEFITS PLUS LLC3 | 585 BEAU CHENE DRIVE MANDEVILLE, LA 70471 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| REGIONS INSURANCE INC3 | 6000 POPLAR AVENUE STE 300 MEMPHIS, TN 38119 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| JOEY MIGUES3 Filed as: JOEY THOMAS MIGUES | 151 SOUTHPARK ROAD STE 203 LAFAYETTE, LA 705082900 | AMERITAS LIFE INSURANCE CORP | $2K | — | $2K | 3.17% |
| KEVIN JOSEPH SIMONEAUX3 | 675 HIGHWAY 742 OPELOUSAS, LA 705701469 | AMERITAS LIFE INSURANCE CORP | $891 | — | $891 | 1.34% |
| JAMES VAN WALLACE3 | 209 CHANNING WAY SUNSET, LA 705846143 | AMERITAS LIFE INSURANCE CORP | $891 | — | $891 | 1.34% |
| JOEY MIGUES3 Filed as: JOEY T. MIGUES | 103 BALTUSCOL DRIVE BROUSSARD, LA 70560 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 12.50% |
| FORESTER BENEFITS MANAGEMENT LLC3 | 8081 KINGSTON PIKE STE 50 KNOXVILLE, TN 37919 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $922 | $144 | $1K | 11.56% |
| KEVIN JOSEPH SIMONEAUX3 Filed as: KEVIN J. SIMONEAUX | 675 HWY 742 OPELOUSAS, LA 70570 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $576 | — | $576 | 6.25% |
| JAMES VAN WALLACE3 | 209 CHANNING WAY SUNSET, LA 70584 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $576 | — | $576 | 6.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 205 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 205 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE AND BLUE SHIELD OF LOUISIANA | 142 | $767K |
| Dental | AMERITAS LIFE INSURANCE CORP | 115 | $67K |
| Vision | AMERITAS LIFE INSURANCE CORP | 115 | $67K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 205 | $190K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 131 | $9K |
| Prescription drug | BLUE CROSS BLUE AND BLUE SHIELD OF LOUISIANA | 142 | $767K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 205 | $190K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 205 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.