| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BSC AGENCY LLC3 | 1025 ASHWORTH RD., STE 101 WEST DES MONIES, IA 502653542 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $224K | $224K | 1.82% |
| AON CONSULTING INC3 Filed as: AON CONSULTING AND INSURANCE SVCS. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $190K | $110 | $190K | 1.54% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL. CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $184K | $184K | 1.49% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $148K | $148K | 2.22% |
| AON CONSULTING INC3 Filed as: AON CONSULTING AND INSURANCE SVCS. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $134K | $111 | $134K | 2.01% |
| BSC AGENCY LLC3 | 1025 ASHWORTH RD., STE 101 WEST DES MOINES, IA 502653542 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $66K | $66K | 0.99% |
| BSC AGENCY LLC3 | 1025 ASHWORTH RD., STE 101 WEST DES MOINES, IA 502653542 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $67K | $67K | 2.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING AND INSURANCE SVCS. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $58K | $113 | $58K | 1.72% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $44K | $44K | 1.30% |
| AON CONSULTING INC3 Filed as: AON CONSULTING AND INSURANCE SVCS. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $25K | $111 | $25K | 2.01% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $25K | $25K | 1.96% |
| BSC AGENCY LLC3 | 1025 ASHWORTH RD STE 101 WEST DES MOINES, IA 502653542 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $12K | $12K | 0.93% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $2K | $2K | 4.18% |
| AON CONSULTING INC3 Filed as: AON CONSULTING AND INSURANCE SVCS. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $113 | $113 | 0.19% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 17875 VON KARMAN AVE., #300 IRVING, CA 92614 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | $3K | — | $3K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 21,757 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 21,757 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 30,464 | $15.7M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 22,928 | $6.7M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 22,928 | $6.7M |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 29,398 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 30,464 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.