| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING AND INSURANCE SVCS. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $207K | $145K | $352K | 2.55% |
| AON CONSULTING INC3 | 3565 PIEDMONT RD NE, STE 600 ATLANTA, GA 30305 | STANDARD INSURANCE COMPANY | $171K | — | $171K | 2.00% |
| AON CONSULTING INC3 | 5 TRIAD CTR, SUITE 525 SALT LAKE CITY, UT 84180 | STANDARD INSURANCE COMPANY | $25K | — | $25K | 0.29% |
| AON CONSULTING INC3 Filed as: AON CONSULTING AND INSURANCE SRVS. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $54K | $95 | $54K | 1.62% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $35K | $35K | 1.05% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES NORTHEAST INC | 165 BROADWAY, STE 3201 NEW YORK, NY 10006 | ZURICH AMERICAN INSURANCE COMPANY-VOLUNTARY AD&D | $25K | — | $25K | 2.00% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES NORTHEAST INC | 165 BROADWAY, STE 3201 NEW YORK, NY 10006 | ZURICH AMERICAN INSURANCE COMPANY-BASIC AD&D | $6K | — | $6K | 2.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 17875 VON KARMAN AVE., #300 IRVING, CA 92614 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH | $6K | — | $6K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 30,216 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 30,216 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 35,260 | $17.2M |
| Long-term disability | STANDARD INSURANCE COMPANY | 25,321 | $8.6M |
| Other(3 contracts, 3 carriers) | ZURICH AMERICAN INSURANCE COMPANY-VOLUNTARY AD&D | 28,500 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 35,260 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.