| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $158K | $158K | 0.85% |
| AON CONSULTING INC3 Filed as: AON CONSULTING AND INSURANCE SERVIC | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $89K | $53 | $89K | 0.48% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | $24 | $17K | 0.09% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $6K | $6K | 0.03% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY | — | -$116K | -$116K | -0.62% |
| AON CONSULTING INC3 Filed as: AON HEALTH SOLUTIONS | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $473K | $53 | $473K | 2.94% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY | — | $163K | $163K | 1.01% |
| AON CONSULTING INC3 Filed as: AON HEALTH SOLUTIONS | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $131K | $131K | 0.81% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY | $90K | $24 | $90K | 0.56% |
| AON CONSULTING INC3 Filed as: AON HEALTH SOLUTIONS | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $31K | $31K | 0.19% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $80K | $80K | 0.84% |
| AON CONSULTING INC3 Filed as: AON CONSULTING AND INSURANCE SERVIC | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $53 | $13K | 0.13% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $24 | $3K | 0.03% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $722 | $722 | 0.01% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY | — | -$72K | -$72K | -0.76% |
| AON CONSULTING INC3 | 3565 PIEDMONT RD NE STE 600 ATLANTA, GA 30305 | STANDARD INSURANCE COMPANY | $182K | — | $182K | 2.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING AND INSURANCE SERVIC | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $131K | $53 | $131K | 3.20% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $30K | $30K | 0.72% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY | $26K | $24 | $26K | 0.63% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY | — | $25K | $25K | 0.62% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $8K | $8K | 0.19% |
| AON CONSULTING INC3 Filed as: AON HEALTH SOLUTIONS | 165 BROADWAY, STE 3201 NEW YORK, NY 10006 | ZURICH AMERICAN INSURANCE COMPANY-VOLUNTARY ACCIDENTAL DEATH AND DISME | $75K | — | $75K | 5.00% |
| AON CONSULTING INC3 Filed as: AON HEALTH SOLUTIONS | 165 BROADWAY, STE 3201 NEW YORK, NY 10006 | ZURICH AMERICAN INSURANCE COMPANY-BASIC ACCIDENTAL DEATH AND DISMEMBER | $17K | — | $17K | 5.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 2405 GRAND BLVD., SUITE 900 KANSAS, MO 64108 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH | $7K | — | $7K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 32,866 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 32,866 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 49,922 | $48.4M |
| Long-term disability | STANDARD INSURANCE COMPANY | 35,166 | $9.1M |
| Other(3 contracts, 3 carriers) | ZURICH AMERICAN INSURANCE COMPANY-VOLUNTARY ACCIDENTAL DEATH AND DISME | 32,059 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 49,922 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.