| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | 3510 N CAUSEWAY BLVD STE 200 METAIRIE, LA 70002 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $26K | $18K | $44K | 5.87% |
| MICHAEL SCOTT ENOS3 Filed as: MICHAEL PAUL AUSTIN | 9250 SIEGEN LANE BATON ROUGE, LA 70810 | AMERICAN UNITED LIFE INSURANCE COMPANY | $13K | — | $13K | 15.00% |
| REBECCA M SWANNER3 | 5221 HIGHWAY 1 RACELAND, LA 70394 | AFLAC | $4K | $200 | $4K | 8.79% |
| EDWARD L MARTINA JR3 | 4101 LAKE TRAIL DRIVE KENNER, LA 70065 | AFLAC | $885 | — | $885 | 1.93% |
| SCOTT C MARTINA3 | 4924 CLEVELAND PLACE METAIRIE, LA 70003 | AFLAC | $596 | — | $596 | 1.30% |
| JAMES E VOGELAAR3 | 150 GRUNER ROAD METAIRIE, LA 70001 | AFLAC | $284 | $40 | $324 | 0.71% |
| JEREMY PARFAIT3 | 179 LASALLE DRIVE BOURG, LA 70343 | AFLAC | $285 | — | $285 | 0.62% |
| BRITTANY A TALLENT3 | 9329 WOOD DUCK DRIVE FORT WORTH, TX 76118 | AFLAC | $187 | $40 | $227 | 0.49% |
| EDWARD L MARTINA III3 | 100 GENNA LANE YOUNGSVILLE, LA 70592 | AFLAC | $197 | — | $197 | 0.43% |
| RAYMOND WYLIE3 Filed as: RAYMOND M WYLIE | 10734 ERIN VALE AVENUE BATON ROUGE, LA 70810 | AFLAC | $73 | — | $73 | 0.16% |
| EVERETT HINES3 | 317 WEST LAUREN DRIVE ALEXANDRIA, LA 71303 | AFLAC | $72 | — | $72 | 0.16% |
| ROCKY B CUNNINGHAM JR3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $66 | — | $66 | 0.14% |
| BRYAN J DODGE3 | PO BOX 7433 METAIRIE, LA 70010 | AFLAC | $40 | — | $40 | 0.09% |
| BRANDI D BANDY3 | 113 CONSTANT ROAD ALEXANDRIA, LA 71302 | AFLAC | $38 | — | $38 | 0.08% |
| MARGA JANE TABOR3 | 9154 RUE DE VIEUX CARRE DENHAM SPRINGS, LA 70706 | AFLAC | $17 | — | $17 | 0.04% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BOULEVARD #116 BATON ROUGE, LA 70810 | AFLAC | $15 | — | $15 | 0.03% |
| RONALD TERRY GILMORE3 | 8515 LANEWOOD CIRCLE LEEDS, AL 35094 | AFLAC | $14 | — | $14 | 0.03% |
| JEREMIAH TROY TALTON3 | 309 NEW POINTE SUITE B RIDGELAND, MS 39157 | AFLAC | $12 | — | $12 | 0.03% |
| ANGELA MARIE VERGENAL3 | 911 DARTEZ DRIVE NEW IBERIA, LA 70583 | AFLAC | $12 | — | $12 | 0.03% |
| THOMAS WAYNE FARMER3 | 1810 GLENMAR AVENUE MONROE, LA 71201 | AFLAC | $10 | — | $10 | 0.02% |
| THOMAS WAYNE FARMER3 | 2501 ARCADIA DRIVE RUSTON, LA 71270 | AFLAC | $10 | — | $10 | 0.02% |
| ROGER A PISANI3 | PO BOX11136 NEW IBERIA, IL 70562 | AFLAC | $8 | — | $8 | 0.02% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE SUITE 100 LAFAYETTE, LA 70508 | AFLAC | $8 | — | $8 | 0.02% |
| KRISTI LYNN HERNANDEZ3 | PO BOX 72 BATON ROUGE, LA 70884 | AFLAC | $7 | — | $7 | 0.02% |
| KYNLEE CUNNINGHAM3 | PO BOX 84478 BATON ROUGE, LA 70084 | AFLAC | $7 | — | $7 | 0.02% |
| ERROL B WILKEN3 | 5204 CRAIG AVENUE KENNER, LA 70065 | AFLAC | $6 | — | $6 | 0.01% |
| SHAWN M CASTLEMAN3 | 4021 WE HECK COURT BUILDING J CONWAY, AR 72034 | AFLAC | $4 | — | $4 | 0.01% |
| AMY BARYLAK3 Filed as: AMY J BARYLAK | 9421 SAINT ANDREWS COURT DENHAM SPRINGS, LA 70726 | AFLAC | $4 | — | $4 | 0.01% |
| BYRON KEITH BURRELL3 | 2330 QUATTLEBAUM CV CONWAY, AR 72034 | AFLAC | $4 | — | $4 | 0.01% |
| CORNELIUS S BARRILLEAUX3 | 605 DODSON STREET NEW IBERIA, LA 70563 | AFLAC | $3 | — | $3 | 0.01% |
| TERRY JAMES LAPORTE3 Filed as: TERRY JAMES LAPORTEBATON ROUGE | 1007 HUGH DRIVE SAINT MARTINVILLE, LA 70582 | AFLAC | $3 | — | $3 | 0.01% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $2 | — | $2 | 0.00% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PLACE BOSSIER CITY, LA 71111 | AFLAC | $2 | — | $2 | 0.00% |
| JEREMIAH TROY TALTON3 | 232 GOODMAN ROAD WEST SUITE 305 SOUTHAVEN, MS 38671 | AFLAC | $1 | — | $1 | 0.00% |
| DAVID MARKS3 | 4021 WE HECK COURT BUILDING J BATON ROUGE, LA 70816 | AFLAC | $1 | — | $1 | 0.00% |
| DAVID MARKS3 | 4021 WE HECK COURT SUITE J BATON ROUGE, LA 70816 | AFLAC | $1 | — | $1 | 0.00% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DRIVE LAFAYETTE, LA 70508 | AFLAC | $1 | — | $1 | 0.00% |
| AARON L PARVINO3 | 102 MISSION HILLS DRIVE BROUSSARD, LA 70518 | AFLAC | $1 | — | $1 | 0.00% |
| SHAWN M CASTLEMAN3 | 4021 WE HECK COURT SUITE J BATON ROUGE, LA 70816 | AFLAC | $1 | — | $1 | 0.00% |
| CREATIVE EMPLOYEE BENEFIT SERVICES3 | PO BOX 83278 BATON ROUGE, LA 70884 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $69 | — | $69 | 4.04% |
| MICHAEL SCOTT ENOS3 Filed as: MICHAEL P AUSTIN | 8675 BLUEBONNET BOULEVARD BATON ROUGE, LA 70810 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $50 | — | $50 | 2.92% |
| BSK BENEFITS PLUS LLC3 | 585 BEAU CHENE DRIVE MANDEVILLE, LA 70471 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 120 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 122 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 99 | $758K |
| Dental | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 99 | $758K |
| Vision(2 contracts) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 99 | $768K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 119 | $89K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 119 | $89K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 119 | $89K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 99 | $758K |
| Other(3 contracts, 3 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 119 | $137K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 119 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.