| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | — | BLUECROSS BLUESHIELD OF LOUISIANA | $24K | $13K | $37K | 5.38% |
| MICHAEL SCOTT ENOS3 Filed as: MICHAEL PAUL AUSTIN | 9250 SIEGEN LANE BATON ROUGE, LA 70810 | AMERICAN UNITED LIFE INSURANCE COMPANY | $13K | — | $13K | 15.00% |
| REBECCA M SWANNER3 | 5221 HIGHWAY 1 RACELAND, LA 70394 | AFLAC | $9K | $106 | $9K | 17.56% |
| EDWARD L MARTINA JR3 | 4101 LAKE TRAIL DRIVE KENNER, LA 70065 | AFLAC | $2K | $18 | $2K | 4.48% |
| SCOTT C MARTINA3 | 4924 CLEVELAND PLACE METAIRIE, LA 70003 | AFLAC | $2K | $18 | $2K | 3.19% |
| EDWARD L MARTINA III3 | 100 GENNA LANE YOUNGSVILLE, LA 70592 | AFLAC | $292 | — | $292 | 0.56% |
| RAYMOND WYLIE3 Filed as: RAYMOND M WYLIE | 10734 ERIN VALE AVENUE BATON ROUGE, LA 70810 | AFLAC | $113 | — | $113 | 0.22% |
| ROCKY B CUNNINGHAM JR3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $110 | — | $110 | 0.21% |
| EVERETT HINES3 | 317 WEST LAUREN DRIVE ALEXANDRIA, LA 71303 | AFLAC | $65 | — | $65 | 0.12% |
| KRISTIE LYNN HERNANDEZ3 | PO BOX 72 RANGER, TX 76470 | AFLAC | $39 | — | $39 | 0.07% |
| BRYAN J DODGE3 | PO BOX 7433 METAIRIE, LA 70010 | AFLAC | $38 | — | $38 | 0.07% |
| JEREMIAH TROY TALTON3 | 232 GOODMAN ROAD WEST SUITE 305 SOUTHHAVEN, MS 38671 | AFLAC | $36 | — | $36 | 0.07% |
| BRANDI D BANDY3 | 113 CONSTANT ROAD ALEXANDRIA, LA 71302 | AFLAC | $34 | — | $34 | 0.07% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BOULEVARD #116 BATON ROUGE, LA 70810 | AFLAC | $19 | — | $19 | 0.04% |
| THOMAS CARL VIDRINE3 | 7036 DIANTHUS DRIVE BATON ROUGE, LA 70817 | AFLAC | $18 | — | $18 | 0.03% |
| THOMAS WAYNE FARMER3 | 1810 GLENMAR AVENUE MONROE, LA 71201 | AFLAC | $18 | — | $18 | 0.03% |
| RONALD TERRY GILMORE3 | 8515 LANEWOOD CIRCLE LEEDS, AL 35094 | AFLAC | $16 | — | $16 | 0.03% |
| M SCOTT ENOS3 | PO BOX 82451 BATON ROUGE, LA 70884 | AFLAC | $14 | — | $14 | 0.03% |
| ANGELA MARIE VERGENAL3 | 911 DARTEZ DRIVE NEW IBERIA, LA 70583 | AFLAC | $12 | — | $12 | 0.02% |
| MARGA JANE TABOR3 | 9154 RUE DE VIEUX CARRE DENHAM SPRINGS, LA 70706 | AFLAC | $10 | — | $10 | 0.02% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE SUITE 100 LAFAYETTE, LA 70508 | AFLAC | $9 | — | $9 | 0.02% |
| AMERICAN GATEWAY INS AGCY LLC3 | 320 NORTH ALEXANDER AVENUE PORT ALLEN, LA 70767 | AFLAC | $8 | — | $8 | 0.02% |
| ROGER A PISANI3 | PO BOX 11136 NEW IBERIA, LA 70562 | AFLAC | $7 | — | $7 | 0.01% |
| AARON ABRAMS COX3 | 38036 MAPLE RIDGE DRIVE PRAIRIEVILLE, LA 70769 | AFLAC | $6 | — | $6 | 0.01% |
| VIRGIS A BLANCHARD3 | 615 BAYOU DULARGE ROAD HOUMA, LA 70363 | AFLAC | $5 | — | $5 | 0.01% |
| NATIONAL UNDERWITERS AGENCY INC3 | 4245 MILGREN ROAD COLUMBUS, GA 31907 | AFLAC | $3 | — | $3 | 0.01% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $2 | — | $2 | 0.00% |
| HEC BENEFIT SOLUTIONS LLC3 | PO BOX 84478 BATON ROUGE, LA 70084 | AFLAC | $2 | — | $2 | 0.00% |
| DAVID MARKS3 | 4021 WE HECK COURT SUILDING J BATON ROUGE, LA 70816 | AFLAC | $1 | — | $1 | 0.00% |
| ERROL B WILKEN3 | 5204 CRAIG AVENUE KENNER, LA 70065 | AFLAC | $1 | — | $1 | 0.00% |
| AMY BARYLAK3 Filed as: AMY J BARYLAK | 15094 COLDWATER DRIVE WALKER, LA 70785 | AFLAC | $1 | — | $1 | 0.00% |
| BYRON KEITH BURRELL3 | 2330 QUATTLEBAUM CV CONWAY, AR 72034 | AFLAC | $1 | — | $1 | 0.00% |
| SHAWN M CASTLEMAN3 | 4021 WE HECK COURT BUILDING J BATON ROUGE, LA 70816 | AFLAC | $1 | — | $1 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | 3510 NORTH CAUSEWAY BOULEVARD SUITE 300 METAIRIE, LA 70002 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $7K | $2K | $9K | 17.84% |
| CREATIVE EMPLOYEE BENEFIT SERVICES3 | PO BOX 83278 BATON ROUGE, LA 70884 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $293 | — | $293 | 5.31% |
| MICHAEL SCOTT ENOS3 Filed as: MICHAEL P AUSTIN | 9250 SIEGEN LANE BATON ROUGE, LA 70810 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $194 | — | $194 | 3.52% |
| BSK BENEFITS PLUS LLC3 | 205 PINECREST DRIVE COVINGTON, LA 70433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 0.45% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 125 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 125 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF LOUISIANA | 105 | $686K |
| Dental | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 97 | $50K |
| Vision | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 97 | $50K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 125 | $87K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 125 | $87K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 125 | $87K |
| Prescription drug | BLUECROSS BLUESHIELD OF LOUISIANA | 105 | $686K |
| Other(3 contracts, 3 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 125 | $145K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 125 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.