| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | — | BLUECROSS BLUESHIELD OF LOUISIANA | $28K | $16K | $45K | 6.00% |
| MICHAEL SCOTT ENOS3 Filed as: MICHAEL PAUL AUSTIN | 9250 SIEGEN LANE BATON ROUGE, LA 70810 | AMERICAN UNITED LIFE INSURANCE COMPANY | $12K | — | $12K | 15.00% |
| MERITAIN HEALTH3 | 9201 WATSON ROAD SUITE 200 ST LOUIS, MO 63126 | MERITAIN HEALTH | — | $2K | $2K | 6.50% |
| CRESCENT DENTAL PLAN3 | PO BOX 2140 MANDEVILLE, LA 70470 | MERITAIN HEALTH | — | $2K | $2K | 5.50% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | 3510 NORTH CAUSEWAY BOULEVARD SUITE 300 METAIRIE, LA 70002 | MERITAIN HEALTH | $1K | — | $1K | 5.00% |
| MERITAIN HEALTH3 | 9201 WATSON ROAD SUITE 200 ST LOUIS, MO 63126 | MERITAIN HEALTH | — | $604 | $604 | 6.50% |
| CRESCENT DENTAL PLAN3 | PO BOX 2140 MANDEVILLE, LA 70470 | MERITAIN HEALTH | — | $511 | $511 | 5.50% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | 3510 NORTH CAUSEWAY BOULEVARD SUITE 300 METAIRE, LA 70002 | MERITAIN HEALTH | $465 | — | $465 | 5.00% |
| CREATIVE EMPLOYEE BENEFIT SERVICES3 | PO BOX 83278 BATON ROUGE, LA 70884 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $531 | — | $531 | 5.77% |
| MICHAEL SCOTT ENOS3 Filed as: MICHAEL P AUSTIN | 9250 SIEGEN LANE BATON ROUGE, LA 70810 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $350 | — | $350 | 3.80% |
| BSK BENEFITS PLUS LLC3 | 205 PINECREST DRIVE COVINGTON, LA 70433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $42 | — | $42 | 0.46% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | 3510 NORTH CAUSEWAY BOULEVARD SUITE 300 METAIRIE, LA 70002 | MERITAIN HEALTH | — | $788 | $788 | 10.01% |
| MERITAIN HEALTH3 | 9201 WATSON ROAD SUITE 200 ST LOUIS, MO 63126 | MERITAIN HEALTH | — | $394 | $394 | 5.00% |
| CRESCENT DENTAL PLAN3 | PO BOX 2140 MANDEVILLE, LA 70470 | MERITAIN HEALTH | — | $394 | $394 | 5.00% |
| MERITAN HEALTH3 | 9201 WATSON ROAD SUITE 200 ST LOUIS, MO 63126 | MERITAIN HEALTH | — | $349 | $349 | 6.51% |
| CRESCENT DENTAL PLAN3 | PO BOX 2140 MANDEVILLE, LA 70470 | MERITAIN HEALTH | — | $295 | $295 | 5.50% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | 3510 NORTH CAUSEWAY BOULEVARD SUITE 300 METAIRE, LA 70002 | MERITAIN HEALTH | $268 | — | $268 | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: KEVIN GARDNER HUB INTERNATIONAL | 3510 NORTH CAUSEWAY BOULEVARD SUITE 300 METAIRIE, LA 70002 | MERITAIN HEALTH | $302 | — | $302 | 10.00% |
| MERITAIN HEALTH3 | 9201 WATSON ROAD SUITE 200 ST LOUIS, MO 63126 | MERITAIN HEALTH | — | $151 | $151 | 5.00% |
| CRESCENT DENTAL PLAN3 | PO BOX 2140 MANDEVILLE, LA 70470 | MERITAIN HEALTH | — | $151 | $151 | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: KEVIN GARDNER HUB INTERNATIONAL | 3510 NORTH CAUSEWAY BOULEVARD SUITE 300 METAIRIE, LA 70002 | MERITAIN HEALTH | $127 | — | $127 | 10.02% |
| MERITAIN HEALTH3 | 9501 WATSON ROAD SUITE 200 ST LOUIS, MO 63126 | MERITAIN HEALTH | — | $63 | $63 | 4.97% |
| CRESCENT DENTAL PLAN3 | PO BOX 2140 MANDEVILLE, LA 70470 | MERITAIN HEALTH | — | $63 | $63 | 4.97% |
| REBECCA M SWANNER3 | 5221 HIGHWAY 1 RACELAND, LA 70394 | AFLAC | $5K | $55 | $5K | — |
| EDWARD L MARTINA JR3 | 4134 FLORIDA AVENUE SUITE 201 KENNER, LA 70065 | AFLAC | $1K | — | $1K | — |
| SCOTT C MARTINA3 | 3300 WEST ESPLANADE AVENUE SUITE 100 METAIRIE, LA 70002 | AFLAC | $938 | $9 | $947 | — |
| EDWARD L MARTINA III3 | 10800 FINANCIAL CENTRE PARKWAY SUITE 150 LITTLE ROCK, AR 72211 | AFLAC | $125 | — | $125 | — |
| EDWARD L MARTINA JR3 | 4134 FLORIDA AVENUE SUITE 100 KENNER, LA 70065 | AFLAC | $80 | — | $80 | — |
| ROCKY B CUNNINGHAM JR3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $50 | — | $50 | — |
| RAYMOND WYLIE3 Filed as: RAYMOND M WYLIE | 12053 MIRKWOOD AVENUE BATON ROUGE, LA 70810 | AFLAC | $47 | — | $47 | — |
| BRYAN J DODGE3 | 3300 WEST ESPLANADE AVENUE SOUTH SUITE 100 METAIRIE, LA 70002 | AFLAC | $17 | $6 | $23 | — |
| KRISTIE LYNN HERNANDEZ3 | PO BOX 72 RANGER, TX 76470 | AFLAC | $20 | — | $20 | — |
| KEITH WILLIAM BELLE3 | 113 FLAGG PLACE BUILDING 6 SUITE C LAFAYETTE, LA 70508 | AFLAC | $4 | $6 | $10 | — |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BOULEVARD #116 BATON ROUGE, LA 70810 | AFLAC | $9 | — | $9 | — |
| VIRGIS A BLANCHARD3 | 615 BAYOU DULARGE ROAD HOUMA, LA 70363 | AFLAC | $8 | — | $8 | — |
| RONALD TERRY GILMORE3 | 8515 LANEWOOD CIRCLE LEEDS, AL 35094 | AFLAC | $7 | — | $7 | — |
| ANGELA MARIE VERGENAL3 | 911 DARTEZ DRIVE NEW IBERIA, LA 70583 | AFLAC | $6 | — | $6 | — |
| THOMAS CARL VIDRINE3 | 7036 DIANTHUS DRIVE BATON ROUGE, LA 70817 | AFLAC | $5 | — | $5 | — |
| NATIONAL UNDERWITERS AGENCY INC3 | 4245 MILGREN ROAD COLUMBUS, GA 31907 | AFLAC | $5 | — | $5 | — |
| M SCOTT ENOS3 | PO BOX 82451 BATON ROUGE, LA 70884 | AFLAC | $4 | — | $4 | — |
| ROGER A PISANI3 | PO BOX 11136 NEW IBERIA, LA 70562 | AFLAC | $3 | — | $3 | — |
| AMERICAN GATEWAY INS AGCY LLC3 | 320 NORTH ALEXANDER AVENUE PORT ALLEN, LA 70767 | AFLAC | $2 | — | $2 | — |
| AARON ABRAMS COX3 | PO BOX 77379 BATON ROUGE, LA 70879 | AFLAC | $2 | — | $2 | — |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $1 | — | $1 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 135 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 6 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 147 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF LOUISIANA | 113 | $748K |
| Dental(3 contracts) | MERITAIN HEALTH | 91 | $42K |
| Vision(3 contracts) | MERITAIN HEALTH | 108 | $12K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 135 | $79K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 135 | $79K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 135 | $79K |
| Prescription drug | BLUECROSS BLUESHIELD OF LOUISIANA | 113 | $748K |
| Other(3 contracts, 3 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 135 | $88K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 135 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.