| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COBBS ALLEN & HALL INC3 Filed as: COBBS, ALLEN & HALL OF LA, INC. | — | BLUE CROSS BLUE SHIELD OF LOUISIANA | $18K | — | $18K | 3.58% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS, ALLEN & HALL OF LA, INC. | 2250 HOSPITAL DRIVE SUITE 120 BOSSIER CITY, LA 71111 | NATIONAL GUARDIAN LIFE | $4K | — | $4K | 9.59% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN & HALL OF LA, INC | 2250 HOSPITAL DRIVE BOSSIER CITY, LA 71111 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 5.76% |
| PATRICIA T WATT3 | 6178 RODEO DRIVE BASTROP, LA 71220 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $878 | $73 | $951 | 3.16% |
| MEG A JOHNSON3 | 724 DUDLEY DRIVE SHREVEPORT, LA 71104 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $846 | — | $846 | 2.81% |
| KATHERINE C WOOD3 Filed as: KATHERINE ROBERTS NOLA | 2102 POPE ST MONROE, LA 71201 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $336 | $32 | $368 | 1.22% |
| SONIA MELINDA PORTERO3 | 724 DUDLEY DRIVE SHREVEPORT, LA 71104 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $151 | — | $151 | 0.50% |
| JONITA ANGELA OAKES3 | P. O. BOX 256 TROUP, TX 75789 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $135 | — | $135 | 0.45% |
| JENNIFER DILLINGHAM DOSSETT3 | 2602 ROSEDALE DR MONROE, LA 71201 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $132 | — | $132 | 0.44% |
| GROUP VOLUNTARY BENEFITS LLC3 | 1901 HWY 190, UNIT 523 MANDEVILLE, LA 70448 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $116 | — | $116 | 0.38% |
| WHITNEY NICOLE JOHNSON3 | 2631 PLUM GROVE ROAD PIONEER, LA 71266 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $80 | $6 | $86 | 0.29% |
| CHRISTOPHER ELLIOTT MENARD3 | 10309 THRIFT DRIVE LOUISVILLE, KY 40223 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $80 | — | $80 | 0.27% |
| 3B VENTURE GROUP INC3 | 1200 MARSHALL STREET SHREVEPORT, LA 71101 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $40 | $21 | $61 | 0.20% |
| ANN LAURA TRICHEL3 | 223 CREEKSTONE DRIVE WEST MONROE, LA 71291 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.04% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 5420 LYNDON B JOHNSON FWY SUITE 750 DALLAS, TX 752406260 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $368 | $3K | 14.28% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN & HALL OF LA, INC | 2250 HOSPITAL DRIVE, SUITE 120 BOSSIER CITY, LA 711112168 | METROPOLITAN LIFE INSURANCE COMPANY | $385 | — | $385 | 2.08% |
| JO NELL KNOTTS3 | 235 WELHAM TRACE BOSSIER CITY, LA 711128824 | METROPOLITAN LIFE INSURANCE COMPANY | $352 | — | $352 | 1.90% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS, ALLEN & HALL OF LA, INC | 2250 HOSPITAL DRIVE, SUITE 120 BOSSIER CITY, LA 71111 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $239 | $2K | 11.77% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP | 1350 S. BOULDER #300 TULSA, OK 74119 | AMERICAN HERITAGE LIFE INSURANCE/ALLSTATE BENEFITS | $2K | — | $2K | 17.04% |
| JO NELL KNOTTS3 | 235 WELHAM TRACE BOSSIER CITY, LA 71112 | AMERICAN HERITAGE LIFE INSURANCE/ALLSTATE BENEFITS | $479 | — | $479 | 3.40% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN & HALL OF LA, INC | 115 OFFICE PARK DRIVE BIRMINGHAM, AL 35223 | AMERICAN HERITAGE LIFE INSURANCE/ALLSTATE BENEFITS | $463 | — | $463 | 3.28% |
| DAVID CLAYTON SHEMWELL3 | 2483 TOWER DRIVE UNIT #5 MONROE, LA 71201 | AMERICAN HERITAGE LIFE INSURANCE/ALLSTATE BENEFITS | $424 | — | $424 | 3.01% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN & HALL, INC. | 115 OFFICE PARK DR BIRMINGHAM, AL 35253 | HARTFORD LIFE AND ACCIDENT | — | $83 | $83 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 245 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 245 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 86 | $498K |
| Dental | NATIONAL GUARDIAN LIFE | 177 | $46K |
| Vision | NATIONAL GUARDIAN LIFE | 177 | $46K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 100 | $33K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 100 | $19K |
| Long-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 245 | $18K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF LOUISIANA | 86 | $498K |
| Other(3 contracts, 3 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 100 | $63K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 245 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.