| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COBBS ALLEN & HALL INC3 Filed as: COBBS, ALLEN & HALL OF LA, INC | 6425 YOUREE DRIVE, SUITE 290 SHREVEPORT, LA 71105 | VANTAGE HEALTH PLAN INC | $15K | — | $15K | 4.86% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS, ALLEN & HALL, INC. | 2250 HOSPITAL DRIVE #120 BOSSIER CITY, LA 71111 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $12K | — | $12K | 4.72% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS, ALLEN & HALL OF LA, INC. | 2250 HOSPITAL DRIVE SUITE 120 BOSSIER CITY, LA 71111 | NATIONAL GUARDIAN LIFE | $6K | — | $6K | 9.42% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN & HALL OF LA, INC | 2250 HOSPITAL DRIVE BOSSIER CITY, LA 71111 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 7.79% |
| MEG A JOHNSON3 | 724 DUDLEY DRIVE SHREVEPORT, LA 71104 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 5.86% |
| PATRICIA T WATT3 | 6178 RODEO DRIVE BASTROP, LA 71220 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $748 | $44 | $792 | 2.67% |
| KATHERINE C WOOD3 Filed as: KATHERINE ROBERTS NOLA | 2102 POPE ST MONROE, LA 71201 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $375 | $156 | $531 | 1.79% |
| SONIA MELINDA PORTERO3 | 724 DUDLEY DRIVE SHREVEPORT, LA 71104 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $210 | — | $210 | 0.71% |
| JONITA ANGELA OAKES3 | P. O. BOX 256 TROUP, TX 75789 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $162 | — | $162 | 0.55% |
| GROUP VOLUNTARY BENEFITS LLC3 | 1901 HWY 190, UNIT 523 MANDEVILLE, LA 70448 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $133 | — | $133 | 0.45% |
| 3B VENTURE GROUP INC3 | 1200 MARSHALL STREET SHREVEPORT, LA 71101 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $73 | $34 | $107 | 0.36% |
| ANN LAURA TRICHEL3 | 223 CREEKSTONE DRIVE WEST MONROE, LA 71291 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $97 | $6 | $103 | 0.35% |
| CHRISTOPHER ELLIOTT MENARD3 | 10309 THRIFT DRIVE LOUISVILLE, KY 40223 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $91 | — | $91 | 0.31% |
| VIRGINIA KAY WARD3 | 8552 MEADOW PARKWAY DRIVE SHREVEPORT, LA 71108 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $44 | — | $44 | 0.15% |
| HEATHER M MONTELBANO3 | 831 KINGS HWY SHREVEPORT, LA 71104 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $35 | — | $35 | 0.12% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 5420 LYNDON B JOHNSON FWY SUITE 725 DALLAS, TX 75240 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $523 | $3K | 14.46% |
| JO NELL KNOTTS3 | 235 WELHAM TRACE BOSSIER CITY, LA 71112 | METROPOLITAN LIFE INSURANCE COMPANY | $333 | — | $333 | 1.88% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN & HALL OF LA, INC | 2250 HOSPITAL DRIVE, SUITE 120 BOSSIER CITY, LA 71111 | METROPOLITAN LIFE INSURANCE COMPANY | $333 | — | $333 | 1.88% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC | 1250 S CAPITAL OF TEXAS HWY BLDG 2 STE 125 AUSTIN, TX 787466446 | METROPOLITAN LIFE INSURANCE COMPANY | — | $12 | $12 | 0.07% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP | 1350 S. BOULDER #300 TULSA, OK 74119 | AMERICAN HERITAGE LIFE INSURANCE/ALLSTATE BENEFITS | $1K | — | $1K | 8.40% |
| DAVID CLAYTON SHEMWELL3 | 2483 TOWER DRIVE UNIT #5 MONROE, LA 71201 | AMERICAN HERITAGE LIFE INSURANCE/ALLSTATE BENEFITS | $506 | — | $506 | 3.65% |
| JO NELL KNOTTS3 | 235 WELHAM TRACE BOSSIER CITY, LA 71112 | AMERICAN HERITAGE LIFE INSURANCE/ALLSTATE BENEFITS | $459 | — | $459 | 3.31% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN & HALL OF LA, INC | 115 OFFICE PARK DRIVE BIRMINGHAM, AL 35223 | AMERICAN HERITAGE LIFE INSURANCE/ALLSTATE BENEFITS | $437 | — | $437 | 3.15% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN & HALL OF LA, INC | 2250 HOSPITAL DRIVE #120 BOSSIER CITY, LA 71111 | HARTFORD LIFE AND ACCIDENT | $2K | — | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 178 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 178 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 95 | $295K |
| Dental | NATIONAL GUARDIAN LIFE | 163 | $59K |
| Vision | NATIONAL GUARDIAN LIFE | 163 | $59K |
| Life insurance(2 contracts, 2 carriers) | NATIONAL GUARDIAN LIFE | 163 | $76K |
| Short-term disability(2 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 94 | $47K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 178 | $11K |
| Other(2 contracts, 2 carriers) | NATIONAL GUARDIAN LIFE | 163 | $76K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 178 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.