| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC HOUSTON | 5444 WESTHEIMER RD STE 900 HOUSTON, TX 770565306 | UNITEDHEALTHCARE INSURANCE COMPANY | $137K | — | $137K | 1.99% |
| PAN-AMERICAN BENEFIT SOLUTIONS0 | 1778 NO PLANO RD #310 RICHARDSON, TX 75081 | PAN-AMERICAN LIFE INSURANCE COMPANY | — | $32K | $32K | 9.21% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | STE 300 1120 SANCTUARY PKWY ALPHARETTA, GA 30009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $5K | $11K | 4.67% |
| PAN-AMERICAN BENEFIT SOLUTIONS0 | 1778 NO PLANO RD #310 RICHARDSON, TX 75081 | PAN-AMERICAN LIFE INSURANCE COMPANY | — | $2K | $2K | 1.44% |
| PAN-AMERICAN BENEFIT SOLUTIONS0 | 1778 NO PLANO RD #310 RICHARDSON, TX 75081 | MUTUAL TRUST LIFE INSURANCE COMPANY | — | $9K | $9K | 9.07% |
| PRS INSURANCE SOLUTIONS AGENCY3 | 13747 MONTFORT DRIVE SUITE 111 DALLAS, TX 75248 | PAN-AMERICAN LIFE INSURANCE COMPANY | $1K | — | $1K | 2.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC HOUSTON | 5444 WESTHEIMER RD STE 900 HOUSTON, TX 770928825 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 11.83% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | STE 300 1120 SANCTUARY PKWY ALPHARETTA, GA 30009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 20.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | STE 300 1120 SANCTUARY PKWY ALPHARETTA, GA 30009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 20.00% |
| PRS INSURANCE SOLUTIONS AGENCY3 | 13747 MONTFORT DRIVE SUITE 111 DALLAS, TX 75248 | PAN-AMERICAN LIFE INSURANCE COMPANY | $80 | — | $80 | 1.99% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| COMPASS HEALTH INSURED ASSISTANCE EIN 82-1061233 SERVICE VENDOR | Other insurance wrap fees Service code 67 | — | $36K |
| PAN-AMERICAN LIFE EIN 72-0281240 PLAN ADMIN PLAN SPONSOR | Claims processing Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 582 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 586 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 582 | $6.9M |
| Dental(2 contracts) | PAN-AMERICAN LIFE INSURANCE COMPANY | 428 | $457K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 347 | $55K |
| Life insurance(5 contracts, 2 carriers) | PAN-AMERICAN LIFE INSURANCE COMPANY | 440 | $525K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 519 | $240K |
| Other(8 contracts, 2 carriers) | PAN-AMERICAN LIFE INSURANCE COMPANY | 440 | $523K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 582 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.