| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B ST FL 6 SAN DIEGO, CA 92101 | UNITEDHEALTHCARE INSURANCE COMPANY | $41K | — | $41K | 0.51% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B ST FL 4 SAN DIEGO, CA 92101 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $2K | $2K | 0.02% |
| PAN-AMERICAN BENEFIT SOLUTIONS0 | 1778 NO PLANO RD #310 RICHARDSON, TX 75081 | PAN-AMERICAN LIFE INSURANCE COMPANY | — | $30K | $30K | 11.05% |
| PAN-AMERICAN LIFE5 | 601 POYDRAS ST NEW ORLEANS, LA 70130 | PAN-AMERICAN LIFE INSURANCE COMPANY | — | $7K | $7K | 2.72% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | STE 300 1120 SANCTUARY PKWY ALPHARETTA, GA 30009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $3K | $9K | 5.03% |
| PAN-AMERICAN BENEFIT SOLUTIONS0 | 1778 NO PLANO RD #310 RICHARDSON, TX 75081 | PAN-AMERICAN LIFE INSURANCE COMPANY | — | $15K | $15K | 11.08% |
| PAN-AMERICAN LIFE5 | 601 POYDRAS ST NEW ORLEANS, LA 70130 | PAN-AMERICAN LIFE INSURANCE COMPANY | — | $4K | $4K | 2.87% |
| PAN-AMERICAN BENEFIT SOLUTIONS0 | 1778 NO PLANO RD #310 RICHARDSON, TX 75081 | MUTUAL TRUST LIFE INSURANCE COMPANY | — | $9K | $9K | 10.16% |
| PAN-AMERICAN LIFE5 | 601 POYDRAS ST NEW ORLEANS, LA 70130 | MUTUAL TRUST LIFE INSURANCE COMPANY | — | $2K | $2K | 2.18% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | STE 300 1120 SANCTUARY PKWY ALPHARETTA, GA 30009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 19.76% |
| PRS INSURANCE SOLUTIONS AGENCY3 | 14275 MIDWAY ROAD SUITE 210 ADDISON, TX 75001 | PAN-AMERICAN LIFE INSURANCE COMPANY | $298 | — | $298 | 2.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 735 E CARNEGIE DR, #200 SAN BERNARDINO, CA 92408 | FEDERAL INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| PRS INSURANCE SOLUTIONS AGENCY3 | 14275 MIDWAY ROAD SUITE 210 ADDISON, TX 75001 | PAN-AMERICAN LIFE INSURANCE COMPANY | $24 | — | $24 | 1.97% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| COMPASS HEALTH INSURED ASSISTANCE EIN 82-1061233 SERVICE VENDOR | Other insurance wrap fees Service code 67 | — | $49K |
| PAN-AMERICAN LIFE EIN 72-0281240 PLAN ADMIN PLAN SPONSOR | Claims processing Service code 12 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 583 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 593 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,343 | $8.0M |
| Dental(2 contracts) | PAN-AMERICAN LIFE INSURANCE COMPANY | 422 | $412K |
| Life insurance(4 contracts, 2 carriers) | PAN-AMERICAN LIFE INSURANCE COMPANY | 427 | $343K |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 517 | $209K |
| Stop-loss / reinsurancereinsurance | PAN-AMERICAN LIFE INSURANCE COMPANY | 130 | $35K |
| Other(6 contracts, 2 carriers) | PAN-AMERICAN LIFE INSURANCE COMPANY | 583 | $276K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,343 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.