| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SVCS INC HOUSTON | 5444 WESTHEIMER RD STE 900 HOUSTON, TX 77056 | UNITEDHEALTHCARE INSURANCE COMPANY | $270K | — | $270K | 3.46% |
| PAN-AMERICAN BENEFIT SOLUTIONS0 | 1778 NO PLANO RD #310 RICHARDSON, TX 75081 | PAN-AMERICAN LIFE INSURANCE COMPANY | $0 | $31K | $31K | 10.72% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | STE 300 1120 SANCTUARY PKWY ALPHARETTA, GA 30009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $4K | $10K | 5.33% |
| PAN-AMERICAN BENEFIT SOLUTIONS0 | 1778 NO PLANO RD #310 RICHARDSON, TX 75081 | PAN-AMERICAN LIFE INSURANCE COMPANY | — | $15K | $15K | 11.85% |
| PAN-AMERICAN BENEFIT SOLUTIONS0 | 1778 NO PLANO RD #310 RICHARDSON, TX 75081 | MUTUAL TRUST LIFE INSURANCE COMPANY | $0 | $9K | $9K | 8.20% |
| PRS INSURANCE SOLUTIONS AGENCY3 | 13747 MONTFORT DRIVE SUITE 111 DALLAS, TX 75248 | PAN-AMERICAN LIFE INSURANCE COMPANY | $1K | — | $1K | 2.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 735 E CARNEGIE DR, #200 SAN BERNARDINO, CA 92408 | FEDERAL INSURANCE COMPANY | $6K | — | $6K | 15.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | STE 300 1120 SANCTUARY PKWY ALPHARETTA, GA 30009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 19.80% |
| PRS INSURANCE SOLUTIONS AGENCY3 | 14275 MIDWAY ROAD SUITE 210 ADDISON, TX 75001 | PAN-AMERICAN LIFE INSURANCE COMPANY | $56 | — | $56 | 1.99% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| COMPASS HEALTH INSURED ASSISTANCE EIN 82-1061233 SERVICE VENDOR | Other insurance wrap fees Service code 67 | — | $49K |
| PAN-AMERICAN LIFE EIN 72-0281240 PLAN ADMIN PLAN SPONSOR | Claims processing Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 569 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 569 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,387 | $7.8M |
| Dental(2 contracts) | PAN-AMERICAN LIFE INSURANCE COMPANY | 421 | $416K |
| Life insurance(5 contracts, 2 carriers) | PAN-AMERICAN LIFE INSURANCE COMPANY | 445 | $482K |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 521 | $220K |
| Other(7 contracts, 2 carriers) | PAN-AMERICAN LIFE INSURANCE COMPANY | 568 | $472K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,387 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.