| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | PRINCIPAL LIFE INSURANCE COMPANY | $31K | $79K | $110K | 8.39% |
| DAVISON INSURANCE AGENCY, LLC3 Filed as: DAVISON INSURANCE AGENCY LLC | PO BOX 2110 MONROE, LA 71207 | PRINCIPAL LIFE INSURANCE COMPANY | $26K | $30K | $55K | 4.23% |
| MICHAEL BERRY BREWTON3 Filed as: MICHAEL BREWTON | 500 TOMA LODGE DR RUSTON, LA 71270 | AFLAC | $377 | $0 | $377 | 2.18% |
| THOMAS WAYNE FARMER3 Filed as: THOMAS FARMER | 2501 ARCADIA DR RUSTON, LA 71270 | AFLAC | $307 | $0 | $307 | 1.78% |
| JEANNE LANDRY3 | 1113 BAYOU TRCE BREAUX BRIDGE, LA 70517 | AFLAC | $137 | $39 | $176 | 1.02% |
| RICHARD RUSSELL HOGAN3 Filed as: RICHARD HOGAN | 119 RIDGEDALE LAKE RD WEST MONROE, LA 71291 | AFLAC | $144 | $0 | $144 | 0.83% |
| DAVISON INSURANCE AGENCY, LLC3 Filed as: DAVISON INSURANCE AGENCY LLC | 2200 TOWER DR MONROE, LA 71201 | AFLAC | $129 | $0 | $129 | 0.75% |
| MITCHEL SHURDEN3 | 309 NEW POINTE STE B RIDGELAND, MS 39157 | AFLAC | $120 | $0 | $120 | 0.69% |
| KEITH WILLIAM BELLE3 Filed as: KEITH BELLE | 302 LA RUE FRANCE STE 100 LAFAYETTE, LA 70508 | AFLAC | $99 | $9 | $108 | 0.62% |
| SHERRY DEAN HOMAN3 Filed as: SHERRY HOMAN | 2040 PERENNIAL LN BATON ROUGE, LA 70810 | AFLAC | $88 | $0 | $88 | 0.51% |
| JAMES GREG HOGUE3 Filed as: JAMES HOGUE | PO BOX2301 MONROE, LA 71207 | AFLAC | $82 | $0 | $82 | 0.47% |
| BLAZE FREMIN3 | PO BOX53871 LAFAYETTE, LA 70505 | AFLAC | $70 | $0 | $70 | 0.40% |
| MICHELLE A BAUGHMAN3 Filed as: MICHELLE BAUGHMAN | 109 BAKER ST BROUSSARD, LA 70518 | AFLAC | $63 | $0 | $63 | 0.36% |
| TROY DANIEL DESLATTE3 Filed as: TROY DESLATTE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $60 | $0 | $60 | 0.35% |
| RACHEL THERIOT CURRY3 | 109 WINGED FOOT DR BROUSSARD, LA 70518 | AFLAC | $38 | $9 | $47 | 0.27% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $44 | $0 | $44 | 0.25% |
| TERRI RUSSELL3 | 794 HOLMESVILLE RD DOWNSVILLE, LA 71234 | AFLAC | $42 | $0 | $42 | 0.24% |
| JAMES VERGENAL3 | 911 DARTEZ DR NEW IBERIA, LA 70563 | AFLAC | $34 | $0 | $34 | 0.20% |
| DUPRE CARRIER GODCHAUX3 | PO BOX 40 OPELOUSAS, LA 70571 | AFLAC | $31 | $0 | $31 | 0.18% |
| ANGELA MARIE VERGENAL3 Filed as: ANGELA VERGENAL | 911 DARTEZ DR NEW IBERIA, LA 70563 | AFLAC | $31 | $0 | $31 | 0.18% |
| MARCUS A THOMAS3 Filed as: MARCUS THOMAS | 5303 S MASON RD APT 2524 KA TY, TX 77450 | AFLAC | $24 | $0 | $24 | 0.14% |
| CARMEN VIDRINE3 | 935 OLD SPANISH TRL SCOTT, LA 70583 | AFLAC | $23 | $0 | $23 | 0.13% |
| DANIELLE CAGLE3 | 3705 PEGRAM CIR MONROE, LA 71201 | AFLAC | $23 | $0 | $23 | 0.13% |
| RICHARD J ATKINSON3 Filed as: RICHARD ATKINSON | PO BOX 738 BRANDON, MS 39043 | AFLAC | $21 | $0 | $21 | 0.12% |
| ANITA ATKINSON3 | PO BOX 738 BRANDON, MS 39043 | AFLAC | $21 | $0 | $21 | 0.12% |
| SKYE A VERGENAL3 Filed as: SKYE VERGENAL | 516 CEDAR LAKE DR YOUNGSVILLE, LA 70592 | AFLAC | $16 | $0 | $16 | 0.09% |
| DAVID M COUGHLIN3 | 2229 WHITE MIST DR LAS VEGAS, NV 89134 | AFLAC | $14 | $0 | $14 | 0.08% |
| TERRY JAMES LAPORTE3 Filed as: TERRY LAPORTE | 1007 HUGH DR SAINT MARTINVILLE, LA 70582 | AFLAC | $12 | $0 | $12 | 0.07% |
| BLAKE CHARLES ADAMS3 Filed as: BLAKE ADAMS | 200 CREEKWOOD DR LAFAYETTE, LA 70503 | AFLAC | $12 | $0 | $12 | 0.07% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DR MADISON, MS 39110 | AFLAC | $6 | $0 | $6 | 0.03% |
| KIMBERLY BOURQUE SMITH3 Filed as: KIMBERLY SMITH | 642 CLARENCE CORMIER RD CARENCRO, LA 70520 | AFLAC | $6 | $0 | $6 | 0.03% |
| JENNIFER MARIE MALLEY3 Filed as: JENNIFER MALLEY | 420 S CHURCH ST FLORENCE, MS 39073 | AFLAC | $5 | $0 | $5 | 0.03% |
| ERROL WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $5 | $0 | $5 | 0.03% |
| TYRA ANN MEEHAN3 Filed as: TYRA MEEHAN | 12018 HAYWARDS DR MAURICE, LA 70555 | AFLAC | $5 | $0 | $5 | 0.03% |
| TRAVIS P LEBLANC3 Filed as: TRAVIS LEBLANC | 1413 ODONNEL RD NEW IBERIA, LA 70560 | AFLAC | $3 | $0 | $3 | 0.02% |
| ADRIAN S JOHNSON3 Filed as: ADRIAN JOHNSON | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $3 | $0 | $3 | 0.02% |
| PETER B WILKINSON JR3 Filed as: PETER WILKINSON JR | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $1 | $0 | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 868 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 878 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 1,500 | $1.3M |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 1,500 | $1.3M |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 1,500 | $1.3M |
| Other | AFLAC | 65 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,500 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.