| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THOMAS & FARR AGENCY INC3 Filed as: THOMAS AND FARR AGENCY LLC | P.O. BOX 2110 MONROE, LA 71207 | METROPOLITAN LIFE INSURANCE COMPANY | $322 | $0 | $322 | 0.09% |
| THOMAS & FARR AGENCY INC3 Filed as: THOMAS & FARR AGENCY LLC | 2200 TOWER DR. MONROE, LA 71201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $16K | $16K | 4.25% |
| THOMAS & FARR AGENCY INC3 Filed as: THOMAS & FARR AGENCY, INC. | 2200 TOWER DR. MONROE, LA 71201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8K | $0 | $8K | 7.82% |
| TERRELL & COMPANY INC3 Filed as: TERRELL AGENCY | 242 GULFWAY DR. HACKBERRY, LA 70645 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 1.98% |
| FRENCH INSURANCE GROUP INC3 Filed as: FRENCH INSURANCE GROUP INC. | P.O. BOX 14806 MONROE, LA 71207 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 1.03% |
| ANN LAURA TRICHEL3 | 223 CREEKSTONE DR. WEST MONROE, LA 71291 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $311 | $0 | $311 | 0.31% |
| BSK BENEFITS PLUS LLC3 | 585 BEAU CHENE DR. MANDEVILLE, LA 70471 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $208 | $2 | $210 | 0.21% |
| WHITNEY NICOLE JOHNSON3 | 2631 PLUM GROVE RD. PIONEER, LA 71266 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $157 | $15 | $172 | 0.17% |
| GROUP VOLUNTARY BENEFITS LLC3 | 201 WILDWOOD DR. HAMMOND, LA 70401 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $116 | $0 | $116 | 0.12% |
| MEGAN ELIZABETH TILL3 | 141 DESIARD ST. MONROE, LA 71201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $40 | $0 | $40 | 0.04% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | $0 | $35 | 0.03% |
| ELEE TRICHEL3 | 187 PAWNEE LANE WEST MONROE, LA 71291 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | $0 | $23 | 0.02% |
| PATRICIA T WATT3 Filed as: PATRICIA WATT | 6178 RODEO DR. BASTROP, LA 71220 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | $0 | $21 | 0.02% |
| KATHERINE C WOOD3 Filed as: KATHERINE ROBERTS NOLA | 2102 POPE ST. MONROE, LA 71201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | $0 | $21 | 0.02% |
| SEHC BENEFITS LLC3 | 242 SAWBRIDGE DR. RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | $0 | $17 | 0.02% |
| GCS COMPANIES OF MONROE LLC3 | 1014 EMERSON ST. MONROE, LA 71201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | $9 | $16 | 0.02% |
| CREATIVE EMPLOYEE BENEFIT SERVICES3 | P.O. BOX 83278 BATON ROUGE, LA 70884 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | $1 | $9 | 0.01% |
| DEACON CHARLES KAVANAUGH3 | 6336 HILL CREEK DR. THE COLONY, TX 75056 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | $0 | $8 | 0.01% |
| BENJAMIN AUSTIN3 | 9523 COVE CIRCLE SHREVEPORT, LA 71118 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $0 | $5 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC LA | 235 HIGHLANDIA DR. SUITE 200 BATON ROUGE, LA 70810 | UNITEDHEALTHCARE INSURANCE COMPANY | $17K | — | $17K | 29.60% |
| MICHAEL BERRY BREWTON3 Filed as: MICHAEL BREWTON | 116 KILLGORE RD., SUITE 3 RUSTON, LA 71270 | AFLAC | $592 | $0 | $592 | 2.22% |
| THOMAS WAYNE FARMER3 Filed as: THOMAS FARMER | 2501 ARCADIA DR. RUSTON, LA 71270 | AFLAC | $569 | $0 | $569 | 2.13% |
| MITCHEL SHURDEN3 | 1318 AVANT RD. WEST MONROE, LA 71291 | AFLAC | $261 | $0 | $261 | 0.98% |
| D H REEVES LLC3 Filed as: REEVES COON & FUNDERBURG | P.O. BOX 15210 MONROE, LA 71207 | AFLAC | $215 | $0 | $215 | 0.80% |
| RICHARD RUSSELL HOGAN3 Filed as: RICHARD HOGAN | 406 TREMONT DR. RUSTON, LA 71270 | AFLAC | $193 | $0 | $193 | 0.72% |
| ANITA ATKINSON3 | P.O. BOX 738 BRANDON, MS 39043 | AFLAC | $154 | $0 | $154 | 0.58% |
| RICHARD J ATKINSON3 Filed as: RICHARD ATKINSON | P.O. BOX 738 BRANDON, MS 39043 | AFLAC | $138 | $0 | $138 | 0.52% |
| JAMES VERGENAL3 | 911 DARTEZ DR. NEW IBERIA, LA 70563 | AFLAC | $121 | $0 | $121 | 0.45% |
| BLAZE FREMIN3 | P.O. BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $117 | $0 | $117 | 0.44% |
| JAMES GREG HOGUE3 Filed as: JAMES HOGUE | P.O. BOX 2301 MONROE, LA 71207 | AFLAC | $113 | $0 | $113 | 0.42% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD. 116 BATON ROUGE, LA 70810 | AFLAC | $78 | $0 | $78 | 0.29% |
| WANDA GATES3 | 201 DOVER DR. LAFAYETTE, LA 70503 | AFLAC | $59 | $0 | $59 | 0.22% |
| SKYE A VERGENAL3 Filed as: SKYE VERGENAL | 715 MALLARD CV NEW IBERIA, LA 70560 | AFLAC | $54 | $0 | $54 | 0.20% |
| TROY DANIEL DESLATTE3 Filed as: TROY DESLATTE | 107 SHADY PARK DR. LAFAYETTE, LA 70508 | AFLAC | $42 | $0 | $42 | 0.16% |
| SHERRY DEAN HOMAN3 Filed as: SHERRY HOMAN | 140 RUE BEAUREGARD STE C LAFAYETTE, LA 70508 | AFLAC | $42 | $0 | $42 | 0.16% |
| ANGELA MARIE VERGENAL3 Filed as: ANGELA VERGENAL | 911 DARTEZ DR. NEW IBERIA, LA 70563 | AFLAC | $38 | $0 | $38 | 0.14% |
| KEITH WILLIAM BELLE3 Filed as: KEITH BELLE | 302 LA RUE FRANCE STE 100 LAFAYETTE, LA 70508 | AFLAC | $37 | $0 | $37 | 0.14% |
| AON CONSULTING INC3 Filed as: C HEWITT INC. | 308 LAKE VILLAGE DR. MADISON, MS 39110 | AFLAC | $35 | $0 | $35 | 0.13% |
| MICHELLE A BAUGHMAN3 Filed as: MICHELLE BAUGHMAN | 109 BAKER ST. BROUSSARD, LA 70518 | AFLAC | $31 | $0 | $31 | 0.12% |
| DANIELLE CAGLE3 | 117 GREENSIDE DR. MONROE, LA 71203 | AFLAC | $30 | $0 | $30 | 0.11% |
| CARMEN VIDRINE3 | 935 OLD SPANISH TRAIL SCOTT, LA 70583 | AFLAC | $29 | $0 | $29 | 0.11% |
| JOHN D BODKER3 Filed as: JOHN BODKER | 11230 WEST AVE STE 3101 SAN ANTONIO, TX 78213 | AFLAC | $24 | $0 | $24 | 0.09% |
| JOSHUA L CLINE3 Filed as: JOSHUA CLINE | 349 BOTELER RD. FLORENCE, MS 39073 | AFLAC | $23 | $0 | $23 | 0.09% |
| FRED SALVO ASSOC PA3 | 141 TOWNSHIP AVE. STE 303 RIDGELAND, MS 39157 | AFLAC | $23 | $0 | $23 | 0.09% |
| DAVID M COUGHLIN3 | 10160 BRISTOL DR. RANCHO CUCAMONGA, CA 91737 | AFLAC | $23 | — | $23 | 0.09% |
| JENNIFER MARIE MALLEY3 Filed as: JENNIFER MALLEY | 420 S. CHURCH ST. FLORENCE, MS 39073 | AFLAC | $23 | $0 | $23 | 0.09% |
| D AND V BUTLER INC3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $18 | $0 | $18 | 0.07% |
| TERRY JAMES LAPORTE3 Filed as: TERRY LAPORTE | 1007 HUGH DR. SAINT MARTINVILLE, LA 70582 | AFLAC | $17 | $0 | $17 | 0.06% |
| TIMOTHY VICE3 | 5118 NORTHSIDE RD. NEW IBERIA, LA 70563 | AFLAC | $15 | $0 | $15 | 0.06% |
| TERRI RUSSELL3 | 794 HOLMESVILLE RD. DOWNSVILLE, LA 71234 | AFLAC | $14 | $0 | $14 | 0.05% |
| DUPRE CARRIER GODCHAUX3 | P.O. BOX 40 OPELOUSAS, LA 70571 | AFLAC | $12 | $0 | $12 | 0.04% |
| WALLACE B SANDERS JR3 Filed as: WALLACE SANDERS JR. | 15 NORTHTOWN DR. STE C JACKSON, MS 39211 | AFLAC | $12 | $0 | $12 | 0.04% |
| MARCUS A THOMAS3 Filed as: MARCUS THOMAS | 5303 S. MASON RD. APT 2524 KATY, TX 77450 | AFLAC | $11 | $0 | $11 | 0.04% |
| RICHARD TYLER AKERS3 Filed as: RICHARD AKERS | 4190 WAVERLY RD. WEST POINT, MS 39773 | AFLAC | $11 | $0 | $11 | 0.04% |
| ERROL WILKEN3 | 5204 CRAIG AVE. KENNER, LA 70965 | AFLAC | $9 | $0 | $9 | 0.03% |
| RICHARD R KIMBROUGH3 Filed as: RICHARD KIMBROUGH | 1972 MUIRFIELD WAY SE PALM BAY, FL 32909 | AFLAC | $9 | $0 | $9 | 0.03% |
| PETER B WILKINSON JR3 Filed as: PETER WILKINSON JR. | 1408 LANCELOT AVE. WOLFFORTH, TX 79382 | AFLAC | $6 | $0 | $6 | 0.02% |
| ADRIAN S JOHNSON3 Filed as: ADRIAN JOHNSON | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $4 | $0 | $4 | 0.01% |
| BLAKE CHARLES ADAMS3 Filed as: BLAKE ADAMS | 200 CREEKWOOD DR. LAFAYETTE, LA 70503 | AFLAC | $4 | $0 | $4 | 0.01% |
| KIMBERLY BOURQUE SMITH3 Filed as: KIMBERLY SMITH | 642 CLARENCE CORMIER RD. CARENCRO, LA 70520 | AFLAC | $3 | $0 | $3 | 0.01% |
| D P SMITH3 Filed as: D SMITH | P.O. BOX 16671 JACKSON, MS 39236 | AFLAC | $3 | $0 | $3 | 0.01% |
| MOWDY FINANCIAL LLC3 | P.O. BOX 3340 RIDGELAND, MS 39158 | AFLAC | $3 | $0 | $3 | 0.01% |
| TRAVIS P LEBLANC3 Filed as: TRAVIS LEBLANC | 1413 ODONNEL RD. NEW IBERIA, LA 70560 | AFLAC | $2 | $0 | $2 | 0.01% |
| MELISSA BOUNDS3 | 2723 WINNFIELD RD. WEST MONROE, LA 71292 | AFLAC | $2 | $0 | $2 | 0.01% |
| TYRA ANN MEEHAN3 Filed as: TYRA MEEHAN | 12018 HAYWARDS DR. MAURICE, LA 70555 | AFLAC | $2 | $0 | $2 | 0.01% |
| RANDALL D LADNER3 Filed as: RANDALL LADNER | 6 GREENBRIAR DR. GULFPORT, MS 39507 | AFLAC | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 739 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Beneficiaries receiving benefits | 1 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 747 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,307 | $58K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,657 | $379K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 1,307 | $58K |
| Life insurance(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,657 | $876K |
| Short-term disability(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 108 | $127K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 748 | $370K |
| Other(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,657 | $876K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,657 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.