| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THOMAS & FARR AGENCY INC3 Filed as: THOMAS AND FARR AGENCY, INC. | 2200 TOWER DR. MONROE, LA 71270 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10K | $395 | $11K | 12.27% |
| ANN LAURA TRICHEL3 | 223 CREEKSTONE WEST MONROE, LA 71291 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $924 | $3K | 3.24% |
| TERRELL & COMPANY INC3 Filed as: TERRELL AGENCY, INC. | 242 GULFWAY DR. HACKBERRY, LA 70645 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 2.54% |
| GROUP VOLUNTARY BENEFITS LLC3 Filed as: GROUP VOLUNTARY BENEFITS, LLC | 201 WILDWOOD DR. HAMMOND, LA 70401 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $600 | $2K | 2.25% |
| FRENCH INSURANCE GROUP INC3 Filed as: FRENCH INSURANCE GROUP | 1902 STUBBS AVE. MONROE, LA 71201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $770 | — | $770 | 0.87% |
| ROBERT L FRENCH3 Filed as: ROBERT L. FRENCH | 1902 STUBBS AVE. MONROE, LA 71201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $700 | — | $700 | 0.79% |
| KATHERINE C WOOD3 Filed as: KATHERINE ROBERTS NOLA | 3807 A MORRISON DR. MONROE, LA 71201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $370 | $90 | $460 | 0.52% |
| PATRICIA T WATT3 Filed as: PATRICIA WATT | 6178 RODEO DR. BASTROP, LA 71220 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $342 | $29 | $371 | 0.42% |
| BSK BENEFITS PLUS LLC3 Filed as: BSK BENEFITS PLUS, LLC | 205 PINECREST DR. COVINGTON, LA 70433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $299 | — | $299 | 0.34% |
| SAMUEL PIAZZA3 | 133 CHERRY LAUREL LN. RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $141 | — | $141 | 0.16% |
| BENEFIT CONSULTING SERVICES LLC3 Filed as: BENEFIT CONSULTING SERVICES | 550 BOARDWALK BLVD. BOSSIER CITY, LA 71111 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $74 | — | $74 | 0.08% |
| R R HOGAN & ASSOCIATES3 Filed as: R.R. HOGAN AND ASSOCIATES | 406 TREMONT DR. RUSTON, LA 71270 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | $23 | $43 | 0.05% |
| ELEE TRICHEL3 | P.O. BOX 2447 MONROE, LA 71207 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $31 | — | $31 | 0.04% |
| BRANDIE L JAGER3 Filed as: BRANDIE JAGER | 406 TREMONT DR. RUSTON, LA 71270 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | $8 | $28 | 0.03% |
| SEHC BENEFITS LLC3 Filed as: SEHC BENEFITS, LLC | 205 PINECREST DR. COVINGTON, LA 70433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | — | $20 | 0.02% |
| DEACON CHARLES KAVANAUGH3 | 6336 HILL CREEK DR. THE COLONY, TX 75056 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| WILLIAM H WHATLEY3 Filed as: WILLIAM H. WHATLEY | 2201 FORSYTHE AVE. MONROE, LA 71201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.01% |
| TODD TRICHEL3 | 223 CREEKSTONE WEST MONROE, LA 71291 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 642 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 1 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 647 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,192 | $1.9M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 947 | $385K |
| Life insurance(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 947 | $771K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 114 | $88K |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 947 | $682K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 114 | $88K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,192 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.