| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 8110 E 52ND STREET N STE 100 WICHITA, KS 67226 | GUARDIAN | $5K | $601 | $6K | 19.39% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 6325 RANCH ROAD LITTLE ROCK, AR 72223 | METROPOLITAN LIFE INS COMPANY | $4K | $338 | $4K | 15.80% |
| JTS FINANCIAL SERVICES3 | 1616 BROOKWOOD DR. LITTLE ROCK, AR 72202 | TRUSTMARK INSURANCE COMPANY | $535 | — | $535 | 2.76% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 6325 RANCH ROAD LITTLE ROCK, AR 72223 | TRUSTMARK INSURANCE COMPANY | $380 | — | $380 | 1.96% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 6325 RANCH ROAD LITTLE ROCK, AR 72223 | TRUSTMARK INSURANCE COMPANY | $686 | — | $686 | 5.49% |
| JTS FINANCIAL SERVICES3 | 1616 BROOKWOOD DR. LITTLE ROCK, AR 72202 | TRUSTMARK INSURANCE COMPANY | $359 | — | $359 | 2.87% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 6325 RANCH ROAD LITTLE ROCK, AR 72223 | TRUSTMARK INSURANCE COMPANY | $1K | — | $1K | 12.39% |
| GALLAGHER BENEFIT SERVICES, INC. | 5TH FLOOR, 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | LEADERS LIFE | $2K | — | $2K | 29.23% |
| GALLAGHER BENEFIT SERVICES, INC. | 6325 RANCH ROAD LITTLE ROCK, AR 72223 | LEADERS LIFE | $322 | — | $322 | 3.98% |
| ASSOCIATED MARKETING GROUP, LLC Filed as: ASSOCIATED MARKETING GROUP | 128 SAN JOSE SPRINGDALE, AR 72764 | LEADERS LIFE | $146 | — | $146 | 1.81% |
| JMC BENEFITS | 1637 SILVERTHORNE DR. LITTLE ROCK, AR 72210 | LEADERS LIFE | $24 | — | $24 | 0.30% |
| JTS FINANCIAL SERVICES3 | 1616 BROOKWOOD DR. LITTLE ROCK, AR 72202 | TRUSTMARK INSURANCE COMPANY | $28 | — | $28 | 6.07% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ARKANSAS BLUE CROSS AND BLUE SHIELD EIN 71-0226428 NONE | Claims processing; Contract Administrator Service code 12 | — | $122K |
| GALLAGHER BENEFIT SERVICES 3 | Insurance agents and brokers; Consulting (general) Service code 16 | 6325 RANCH DRIVE LITTLE ROCK, AR 72223 | $4K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 163 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 164 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 288 | $1.0M |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 245 | $72K |
| Vision(2 contracts, 2 carriers) | METROPOLITAN LIFE INS COMPANY | 243 | $47K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INS COMPANY | 163 | $32K |
| Short-term disability(2 contracts, 2 carriers) | GUARDIAN | 33 | $29K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 288 | $1.0M |
| Other(5 contracts, 3 carriers) | GUARDIAN | 163 | $94K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 288 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.