| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 6325 RANCH ROAD LITTLE ROCK, AR 72223 | METROPOLITAN LIFE INS COMPANY | $13K | $880 | $14K | 31.90% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 8110 E 52ND STREET N STE 100 WICHITA, KS 67226 | GUARDIAN | $6K | — | $6K | 17.40% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 6325 RANCH ROAD LITTLE ROCK, AR 72223 | TRUSTMARK INSURANCE COMPANY | $2K | — | $2K | 9.24% |
| JTS FINANCIAL SERVICES3 | 1616 BROOKWOOD DR. LITTLE ROCK, AR 72223 | TRUSTMARK INSURANCE COMPANY | $725 | — | $725 | 3.25% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 6325 RANCH ROAD LITTLE ROCK, AR 72223 | TRUSTMARK INSURANCE COMPANY | $408 | — | $408 | 3.04% |
| JTS FINANCIAL SERVICES3 | 1616 BROOKWOOD DR. LITTLE ROCK, AR 72202 | TRUSTMARK INSURANCE COMPANY | $392 | — | $392 | 2.92% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 6325 RANCH ROAD LITTLE ROCK, AR 72223 | TRUSTMARK INSURANCE COMPANY | $1K | — | $1K | 10.89% |
| GALLAGHER BENEFIT SERVICES, INC. | 6325 RANCH ROAD LITTLE ROCK, AR 72223 | LEADERS LIFE | $364 | — | $364 | 11.56% |
| GALLAGHER BENEFIT SERVICES, INC. | 5TH FLOOR, 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | LEADERS LIFE | $42 | — | $42 | 1.33% |
| ASSOCIATED MARKETING GROUP, LLC Filed as: ASSOCIATED MARKETING GROUP | 128 SAN JOSE SPRINGDALE, AR 72764 | LEADERS LIFE | $34 | — | $34 | 1.08% |
| JMC BENEFITS | 1637 SILVERTHORNE DR. LITTLE ROCK, AR 72210 | LEADERS LIFE | $28 | — | $28 | 0.89% |
| JTS FINANCIAL SERVICES3 | 1616 BROOKWOOD DR. LITTLE ROCK, AR 72202 | TRUSTMARK INSURANCE COMPANY | $35 | — | $35 | 3.54% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTH ADVANTAGE EIN 71-0747497 NONE | Claims processing; Contract Administrator Service code 12 | — | $110K |
| GALLAGHER BENEFIT SERVICES 3 | Insurance agents and brokers; Consulting (general) Service code 16 | 6325 RANCH DRIVE LITTLE ROCK, AR 72223 | $34K |
| ARKANSAS BLUE CROSS AND BLUE SHIELD EIN 71-0226428 NONE | Contract Administrator; Claims processing Service code 12 | — | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 164 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 166 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH ADVANTAGE | 255 | $844K |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 291 | $74K |
| Vision | METROPOLITAN LIFE INS COMPANY | 277 | $42K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INS COMPANY | 277 | $45K |
| Short-term disability(2 contracts, 2 carriers) | GUARDIAN | 41 | $34K |
| Prescription drug | HEALTH ADVANTAGE | 255 | $844K |
| Other(5 contracts, 3 carriers) | METROPOLITAN LIFE INS COMPANY | 277 | $123K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 291 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.