| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 6325 RANCH ROAD LITTLE ROCK, AR 72223 | METROPOLITAN LIFE INS COMPANY | $3K | $322 | $3K | 22.77% |
| GALLAGHER BENEFIT SERVICES, INC. | 5TH FLOOR, 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | LEADERS LIFE | $3K | — | $3K | 22.34% |
| ASSOCIATED MARKETING GROUP, LLC Filed as: ASSOCIATED MARKETING GROUP | 128 SAN JOSE SPRINGDALE, AR 72764 | LEADERS LIFE | $161 | — | $161 | 1.34% |
| JMC BENEFITS | 1637 SILVERTHORNE DR. LITTLE ROCK, AR 72210 | LEADERS LIFE | $12 | — | $12 | 0.10% |
| JTS FINANCIAL SERVICES3 | 1616 BROOKWOOD DR. LITTLE ROCK, AR 72202 | TRUSTMARK INSURANCE COMPANY | $386 | — | $386 | 3.36% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 6325 RANCH ROAD LITTLE ROCK, AR 72223 | TRUSTMARK INSURANCE COMPANY | $73 | — | $73 | 0.64% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 6325 RANCH ROAD LITTLE ROCK, AR 72223 | TRUSTMARK INSURANCE COMPANY | $636 | — | $636 | 6.48% |
| JTS FINANCIAL SERVICES3 | 1616 BROOKWOOD DR. LITTLE ROCK, AR 72202 | TRUSTMARK INSURANCE COMPANY | $253 | — | $253 | 2.58% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 6325 RANCH ROAD LITTLE ROCK, AR 72223 | TRUSTMARK INSURANCE COMPANY | $939 | — | $939 | 13.07% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 8110 E 52ND STREET N STE 100 WICHITA, KS 67226 | GUARDIAN | $4K | $651 | $4K | 82.93% |
| JTS FINANCIAL SERVICES3 | 1616 BROOKWOOD DR. LITTLE ROCK, AR 72202 | TRUSTMARK INSURANCE COMPANY | $19 | — | $19 | 5.99% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ARKANSAS BLUE CROSS AND BLUE SHIELD EIN 71-0226428 NONE | Contract Administrator; Claims processing Service code 12 | — | $113K |
| GALLAGHER BENEFIT SERVICES 3 | Insurance agents and brokers; Consulting (general) Service code 16 | 6325 RANCH ROAD LITTLE ROCK, AR 72223 | $26K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 135 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 136 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 215 | $1.0M |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 249 | $68K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 224 | $21K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INS COMPANY | 135 | $25K |
| Short-term disability(2 contracts, 2 carriers) | GUARDIAN | 27 | $5K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 215 | $1.0M |
| Other(5 contracts, 3 carriers) | METROPOLITAN LIFE INS COMPANY | 135 | $46K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 249 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.