| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | P.O. BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $7K | — | $7K | 9.46% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $14K | $716 | $15K | 25.56% |
| ACRISURE LLC3 Filed as: ACRISURE DBA THE HATCHER AGENCY | 310 LOUISIANA ST. LITTLE ROCK, AR 72201 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $5K | $0 | $5K | 20.14% |
| BAFFIN BAY MARKETING GROUP, LLC3 Filed as: BAFFIN BAY MARKETING GROUP, LLC. | PO BOX 3525 LITTLE ROCK, AR 72203 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $1K | $0 | $1K | 4.55% |
| THE HATCHER AGENCY3 Filed as: THE HATCHER AGENCY AGT NO. 26ARC | PO BOX 3505 LITTLE ROCK, AR 72203 | 5STAR LIFE INSURANCE COMPANY | $3K | — | $3K | 14.78% |
| BROKER SOLUTIONS INC3 Filed as: BROKER SOLUTIONS INC AGT NO 26DST | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | 5STAR LIFE INSURANCE COMPANY | $1K | — | $1K | 7.31% |
| ACRISURE LLC3 Filed as: ACRISURE DBA THE HATCHER AGT NO. | 26JTA 1239 BUICK LANE HUNKER, PA 15639 | 5STAR LIFE INSURANCE COMPANY | $1K | — | $1K | 6.25% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $192 | $3K | 20.82% |
| ACRISURE LLC3 | P.O. BOX 3505 LITTLE ROCK, AR 72203 | DELTA VISION PLAN OF ARKANSAS | $2K | — | $2K | 16.78% |
| ACRISURE LLC4 Filed as: ACRISURE LLC DBA THE HATCHER AGENCY | 6800 PINNACLE VALLEY RD LITTLE ROCK, AR 722235156 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $204 | — | $204 | 11.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 122 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 122 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | INDEPENDENCE LIFE AND ANNUITY COMPANY | 91 | $246K |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 175 | $75K |
| Vision | DELTA VISION PLAN OF ARKANSAS | 138 | $14K |
| Life insurance(2 contracts, 2 carriers) | 5STAR LIFE INSURANCE COMPANY | 43 | $35K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 56 | $59K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 56 | $59K |
| Prescription drug | INDEPENDENCE LIFE AND ANNUITY COMPANY | 91 | $246K |
| Other(2 contracts, 2 carriers) | MANHATTANLIFE ASSURANCE CO OF AMERICA | 74 | $28K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 175 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.