| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DALLAS INSURANCE EXCHANGE II INC3 | 15660 DALLAS PKWY STE 500 DALLAS, TN 75248 | UNITEDHEALTHCARE INSURANCE COMPANY | $9K | $24K | $33K | 7.25% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE & FIN SERVICE | DBA BENEFITMALL WHITE PLAINS, NY 10604 | UNITEDHEALTHCARE INSURANCE COMPANY | $349 | — | $349 | 0.08% |
| MICHAEL DEAN GIST3 | 5508 PLAZA DR TEXARKANA, TX 755031663 | PRINCIPAL LIFE INSURANCE COMPANY | $14K | $1K | $16K | 13.47% |
| MICHAEL DEAN GIST3 | 5508 PLAZA DRIVE TEXARKANA, TX 76182 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $119 | $2K | 9.52% |
| KIMBERLY FAITH CEARLEY3 | 212 W PIONEER WAKE VILLAGE, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $208 | $1K | 5.78% |
| EAST TEXAS BUSINESS SOLUTIONS LLC3 | 641 COUNTRY ROAD 2311 MINEOLA, TX 75773 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $411 | $735 | $1K | 5.38% |
| SANDRA MICHELLE HALL3 | 5508 PLAZA DR TEXARKANA, TX 75503 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $838 | $0 | $838 | 3.94% |
| PARSONS BENEFITS GROUP LLC3 | 5603 PALLADIO LANE LONGVIEW, TX 75605 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $371 | $412 | $783 | 3.68% |
| EDNEY ENTERPRISES LLC3 | 22873 CR 3107 GLADE WATER, TX 75647 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | $11 | $35 | 0.16% |
| MICHAEL GIDDINGS3 | 1104 KINGTON CT LONGVIEW, TX 75605 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | $0 | $15 | 0.07% |
| ACRISURE LLC3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $218 | $170 | $388 | 12.97% |
| MICHAEL DEAN GIST3 | 8213 THORNWOOD DRIVE NORTH RICHLAND HILLS, TX 76182 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $381 | — | $381 | 12.74% |
| ASHFORD MID SOUTH LLC3 | 6060 PRIMACY PARKWAY SUITE 175 MEMPHIS, TN 38119 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2 | — | $2 | 0.07% |
| DWAYNE B ALLEN3 | 189 DIAMOND POINTE DR MAUMELLE, AZ 72113 | AFLAC | $51 | — | $51 | 3.24% |
| MICHAEL D SINGLETON3 | 132 ADAMS LAKE RD CONSWAY, AR 72032 | AFLAC | $30 | — | $30 | 1.91% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JEREMY L BROWN | 11001 BODARC LN NORTH LITTLE ROCK, AR 72117 | AFLAC | $26 | — | $26 | 1.65% |
| ROBIN M CALLAWAY3 | 5203 CLAYBROOK CT COLUMBIA, MO 65203 | AFLAC | $16 | — | $16 | 1.02% |
| RICKY COLLINS REYNOLDS3 | 731 HIGHWAY 225 E GREENBRIER, AR 72058 | AFLAC | $11 | — | $11 | 0.70% |
| JEFFERY TAL WEBB3 | 900 PIERREMONT RD STE 114 SHREVEPORT, AR 71106 | AFLAC | $10 | — | $10 | 0.64% |
| JOHN TIMOTHY MCRAE3 | 1315 PLEASANT POINTE CIR BRYANT, AR 72022 | AFLAC | $2 | — | $2 | 0.13% |
| TELARA A ADAMS3 | 204 EXECUTIVE CT STE 302 LITTLE ROCK, AR 72205 | AFLAC | $2 | — | $2 | 0.13% |
| JACK LEE HOWARD3 | 4305 STILLMAN LOOP BRYANT, AR 72022 | AFLAC | $0 | — | $0 | 0.00% |
| JANE L WAHLGREN3 | 812 CORRAL CIR BRYANT, AR 72022 | AFLAC | $0 | — | $0 | 0.00% |
| ANGEL L TALEY3 | 902 MARTIN LUTHER KING BLVD SUITE 102 MALVERN, AR 72104 | AFLAC | $0 | — | $0 | 0.00% |
| EDWARD L MARTINA III3 | 100 GENNA LN YOUNGSVILLE, LA 70592 | AFLAC | $0 | — | $0 | 0.00% |
| MARY HEADLEE KNIGHT3 | PO BOX 1282 BENTON, AK 72018 | AFLAC | $0 | — | $0 | 0.00% |
| SCOTT W BLACKSHEAR3 Filed as: SCOTT M GUTHRIE | 14227 N 14TH ST PHOENIX, AZ 85002 | AFLAC | $0 | — | $0 | 0.00% |
| MICHAEL DODSON3 Filed as: MICHAEL D GIST | 5508 PLAZA DR TEXARKANA, TX 75503 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $263 | — | $263 | 25.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 97 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 97 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 121 | $461K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 142 | $115K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 142 | $115K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 142 | $115K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 142 | $115K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 142 | $115K |
| Other(5 contracts, 5 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 142 | $142K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.