| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MICHAEL DEAN GIST3 | 5508 PLAZA DR TEXARKANA, TX 75503 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $24K | $24K | 5.26% |
| DALLAS INSURANCE EXCHANGE II INC3 | 15660 DALLAS PKWY STE 500 DALLAS, TN 75248 | UNITEDHEALTHCARE INSURANCE COMPANY | $9K | $0 | $9K | 2.00% |
| MICHAEL DEAN GIST3 | 5508 PLAZA DR TEXARKANA, TX 755031663 | PRINCIPAL LIFE INSURANCE COMPANY | $13K | $3K | $16K | 15.17% |
| MICHAEL DEAN GIST3 | 5508 PLAZA DRIVE TEXARKANA, TX 76182 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $137 | $2K | 6.92% |
| KIMBERLY FAITH CEARLEY3 | 212 W PIONEER WAKE VILLAGE, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $830 | $301 | $1K | 5.05% |
| SANDRA MICHELLE HALL3 | 5508 PLAZA DR TEXARKANA, TX 75503 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $785 | $0 | $785 | 3.50% |
| EAST TEXAS BUSINESS SOLUTIONS LLC3 | 641 COUNTRY ROAD 2311 MINEOLA, TX 75773 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $327 | $338 | $665 | 2.97% |
| PARSONS BENEFITS GROUP LLC3 | 5603 PALLADIO LANE LONGVIEW, TX 75605 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $292 | $271 | $563 | 2.51% |
| EDNEY ENTERPRISES LLC3 | 22873 CR 3107 GLADE WATER, TX 75647 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | $4 | $19 | 0.08% |
| MICHAEL GIDDINGS3 | 1104 KINGTON CT LONGVIEW, TX 75605 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | $0 | $15 | 0.07% |
| MICHAEL DEAN GIST3 | 8213 THORNWOOD DRIVE NORTH RICHLAND HILLS, TX 76182 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $639 | — | $639 | 20.00% |
| ASHFORD MID SOUTH LLC3 | 6060 PRIMACY PARKWAY SUITE 175 MEMPHIS, TN 38119 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $0 | — | $0 | 0.00% |
| AF SMITH & ASSOCIATES3 Filed as: SMITH ALBERT | 72 VILLAS CIRCLE LITTLE ROCK, AR 72223 | ALLSTATE | $51 | — | $51 | 2.35% |
| DWAYNE B ALLEN3 | 189 DIAMOND POINTE DR MAUMELLE, AZ 72113 | AFLAC | $40 | — | $40 | 2.42% |
| MICHAEL D SINGLETON3 | 132 ADAMS LAKE RD CONSWAY, AR 72032 | AFLAC | $32 | — | $32 | 1.94% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JEREMY L BROWN | 11001 BODARC LN NORTH LITTLE ROCK, AR 72117 | AFLAC | $27 | — | $27 | 1.63% |
| ROBIN M CALLAWAY3 | 5203 CLAYBROOK CT COLUMBIA, MO 65203 | AFLAC | $17 | — | $17 | 1.03% |
| JEFFERY TAL WEBB3 | 900 PIERREMONT RD STE 114 SHREVEPORT, AR 71106 | AFLAC | $11 | — | $11 | 0.67% |
| RICKY COLLINS REYNOLDS3 | 731 HIGHWAY 225 E GREENBRIER, AR 72058 | AFLAC | $6 | — | $6 | 0.36% |
| JOHN TIMOTHY MCRAE3 | 1206 WOODLAND PARK RD BRYANT, AR 72022 | AFLAC | $2 | — | $2 | 0.12% |
| TELARA A ADAMS3 | 204 EXECUTIVE CT STE 302 LITTLE ROCK, AR 72205 | AFLAC | $2 | — | $2 | 0.12% |
| JACK LEE HOWARD3 | 4305 STILLMAN LOOP BRYANT, AR 72022 | AFLAC | $0 | — | $0 | 0.00% |
| JANE L WAHLGREN3 | 812 CORRAL CIR BRYANT, AR 72022 | AFLAC | $0 | — | $0 | 0.00% |
| ANGEL L TALEY3 | 902 MARTIN LUTHER KING BLVD SUITE 102 MALVERN, AR 72104 | AFLAC | $0 | — | $0 | 0.00% |
| EDWARD L MARTINA III3 | 100 GENNA LN YOUNGSVILLE, LA 70592 | AFLAC | $0 | — | $0 | 0.00% |
| MICHAEL DODSON3 Filed as: MICHAEL D GIST | 5508 PLAZA DR TEXARKANA, TX 75503 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $238 | — | $238 | 24.92% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 129 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 129 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 114 | $456K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 156 | $107K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 156 | $107K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 156 | $109K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 156 | $107K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 156 | $107K |
| Other(5 contracts, 5 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 156 | $135K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 156 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.