Welfare broker

MICHAEL DEAN GIST

Mailing address (most recent filing)

5508 PLAZA DR.

TEXARKANA, TX 75503

Total comp: $93K
Commissions: $88K
Fees: $5K
Filings: 3
Sponsors: 3

Carrier mix

Where MICHAEL DEAN GIST places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$875K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AR	1	$875K	0.2%	220.93x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MICHAEL DEAN GIST's plans by broker comp / premium ratio. Median 7.34% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MICHAEL DEAN GIST's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MICHAEL DEAN GIST is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ELLIOTT ELECTRICAL, INC. ELLIOTT ELECTRICAL, INC. HEALTH & WELFARE BENEFITS PLAN	AR	$875K	$64K	UNITEDHEALTHCARE INSURANCE COMPANY