| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEVEN THRASHER3 | 7631 HWY 21 SOUTH BERRYVILLE, AR 72616 | AFLAC | $6K | $216 | $6K | — |
| JOSEPH E JAMESON3 | 368 COUNTY ROAD 457 BERRYVILLE, AR 72616 | AFLAC | $1K | $8 | $1K | — |
| DAVID J MCCLELLAN3 Filed as: DAVID CIAMPOLI | 1204 BIG OAK DR ALMA, AR 72921 | AFLAC | $527 | $43 | $570 | — |
| DARRYL N PENNINGTON3 Filed as: DARRYL PENNINGTON | 1708 E. JOYCE STE 2 FAYETTEVILLE, AR 72703 | AFLAC | $125 | $35 | $160 | — |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RONALD JOE BENTLEY | 6301 FIELDCREST DR FORT SMITH, AR 72916 | AFLAC | $87 | $0 | $87 | — |
| JOE DOUGLAS HALL3 | 5822 SUE LANE LAVACA, AR 72941 | AFLAC | $80 | $0 | $80 | — |
| DAVID J MCCLELLAN3 Filed as: DAVID JOHN HANNANT | 14830 NE 167TH ST WOODINVILLE, WA 98072 | AFLAC | $57 | $0 | $57 | — |
| STEPHEN GRAY3 | 4806 LAWSON LAKE LANE RICHMOND, TX 77407 | AFLAC | $41 | $0 | $41 | — |
| REBECCA DAVIS3 | 3141 W ROCKFORD DR. APT 7 FAYETTEVILLE, AR 72701 | AFLAC | $34 | $0 | $34 | — |
| CAMMIE HARP SCOTT3 | 2816 N THOMPSON SPRINGDALE, AR 72764 | AFLAC | $33 | $0 | $33 | — |
| WILLIAM M HURLEY3 | 712 S CHILTON AVE TYLER, TX 75701 | AFLAC | $27 | $0 | $27 | — |
| LEANN POTTER3 | 445 CANYON DR MESQUITE, NV 89027 | AFLAC | $15 | $0 | $15 | — |
| AMY GREEN3 Filed as: AMY F GREEN | 606 E. 45TH ST SAVANNAH, GA 31405 | AFLAC | $7 | $0 | $7 | — |
| BYRON KEITH BURRELL3 | 2805 LONDONBERRY LN CONWAY, AR 72034 | AFLAC | $3 | $0 | $3 | — |
| MATTHEW T JAMES3 | 1024 BOURLAND RD KELLER, TX 76248 | AFLAC | $2 | $0 | $2 | — |
| JOHN TIMOTHY MCRAE3 | 1315 PLEASANT POINTE CIR BRYANT, AR 72022 | AFLAC | $2 | $0 | $2 | — |
| TESSIE P CANTRELLE3 | 3112 LILLIAN MARIE DR GRAY, LA 70359 | AFLAC | $1 | $0 | $1 | — |
| REBECCA LYNN CARTER3 | 436 RIVERLYN DR FAYETTEVILLE, AR 72703 | AFLAC | $1 | $0 | $1 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 149 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 149 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 374 | $520K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 374 | $520K |
| Other | AFLAC | 21 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 374 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.