| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIAM D. BARRY3 | 5131 SUMMERHILL ROAD TEXARKANA, TX 755031823 | ARKANSAS BLUE CROSS BLUE SHIELD | $22K | — | $22K | 2.50% |
| WILLIAM D. BARRY3 | 5131 SUMMERHILL ROAD TEXARKANA, TX 755031823 | ARKANSAS BLUE CROSS BLUE SHIELD | $3K | — | $3K | 5.00% |
| NOLAN R SMITH3 Filed as: NOLAN SMITH | 1019 BROWN DR WAKE VILLAGE, TX 75501 | ALLSTATE BENEFITS | $2K | — | $2K | 6.11% |
| WILLIAM D. BARRY3 | 5131 SUMMERHILL RD TEXARKANA, TX 75503 | ALLSTATE BENEFITS | $1K | — | $1K | 4.07% |
| WILLIAM D. BARRY3 | 5131 SUMMERHILL RD TEXARKANA, TX 75503 | USABLE LIFE | $3K | — | $3K | 15.00% |
| CHRISTOPHER SHUMAKE3 | 3405 WOODRIDGE DRIVE TEXARKANA, TX 75503 | USABLE LIFE | $1K | — | $1K | 5.00% |
| WILLIAM D. BARRY3 | 5131 SUMMERHILL RD TEXARKANA, TX 75503 | HARTFORD LIFE AND ACCIDENT | $859 | — | $859 | 5.00% |
| WD BARRY LP3 | 5131 SUMMERHILL TEXARKANA, TX 75503 | USABLE LIFE | $2K | — | $2K | 15.00% |
| CHRISTOPHER SHUMAKE3 | 3405 WOODRIDGE DRIVE TEXARKANA, TX 75503 | USABLE LIFE | $170 | — | $170 | 1.06% |
| RONALD N FISCHER3 Filed as: RONALD N. FISCHER | 105 E BROAD ST TEXARKANA, TX 71854 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $220 | — | $220 | 4.03% |
| WILLIAM D. BARRY3 | 5131 SUMMERHILL ROAD TEXARKANA, TX 755031823 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $195 | — | $195 | 3.57% |
| CHERRY G MARTIN INS AGENCY INC3 Filed as: CHERRY MARTIN | 3214 CRENSHAW LONGVIEW, TX 75605 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $49 | — | $49 | 0.90% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: ANTHONY E. BROWN | 4202 BRIDLE PATH MARSHALL, TX 75672 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | — | $35 | 0.64% |
| SHAREE HOOPER3 | 349 GREENACRES BLVD BOSSIER CITY, LA 71111 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $31 | — | $31 | 0.57% |
| DAVID EVANS3 | 2711 YORK CT SOUTHLAKE, TX 76092 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 0.46% |
| CARY CAP FIELD3 | 1801 BETH DRIVE LONGVIEW, TX 75605 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.18% |
| STEPHEN FAWCETT3 | 2702 SHADY PINES RD TEXARKANA, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.09% |
| LAURA LENEE KELLY3 Filed as: LAURA LENEE SELF | 314 EDGEWOOD LANE WAKE VILLAGE, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.07% |
| WILLIAM D. BARRY3 Filed as: WILLIAM D BARRY LP | 5131 SUMMERHILL RD TEXARKANA, TX 75503 | USABLE LIFE | $210 | — | $210 | 14.97% |
| CHRISTOPHER SHUMAKE3 | 3405 WOODRIDGE DRIVE TEXARKANA, TX 75503 | USABLE LIFE | $70 | — | $70 | 4.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 153 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | ARKANSAS BLUE CROSS BLUE SHIELD | 153 | $974K |
| Dental | ARKANSAS BLUE CROSS BLUE SHIELD | 153 | $55K |
| Life insurance(4 contracts, 3 carriers) | ALLSTATE BENEFITS | 158 | $67K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 39 | $5K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 35 | $17K |
| Prescription drug | ARKANSAS BLUE CROSS BLUE SHIELD | 126 | $895K |
| Other(2 contracts) | USABLE LIFE | 158 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 158 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.