| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIAM D. BARRY3 | 5131 SUMMERHILL RD TEXARKANA, TX 75503 | ARKANSAS BLUE CROSS BLUE SHIELD | $22K | — | $22K | 2.30% |
| WILLIAM D. BARRY3 | 5131 SUMMERHILL RD TEXARKANA, TX 75503 | ARKANSAS BLUE CROSS BLUE SHIELD | $3K | — | $3K | 4.64% |
| NOLAN R SMITH3 Filed as: NOLAN SMITH | 1019 BROWN DR WAKE VILLAGE, TX 75501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 6.53% |
| WILLIAM D. BARRY3 | 5131 SUMMERHILL RD TEXARKANA, TX 75503 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 4.17% |
| WILLIAM D. BARRY3 Filed as: WILLIAM D BARRY LP | 5131 SUMMERHILL RD TEXARKANA, TX 75503 | USABLE LIFE | $3K | — | $3K | 15.00% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $129 | — | $129 | 0.66% |
| MICHAEL DODSON3 | 15 TEXARKANA TRACE TEXARKANA, TX 75503 | USABLE LIFE | $112 | — | $112 | 0.58% |
| JERRY DUNCAN3 | 516 EAST MILLSAP RAOD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $24 | — | $24 | 0.12% |
| WILLIAM D. BARRY3 Filed as: WILLIAM D. BARRY, LP | 5131 SUMMERHILL ROAD TEXARKANA, TX 755031823 | USABLE LIFE | $3K | — | $3K | 15.00% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $727 | — | $727 | 4.05% |
| MICHAEL DODSON3 | 15 TEXARKANA TRACE TEXARKANA, TX 75503 | USABLE LIFE | $204 | — | $204 | 1.14% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $132 | — | $132 | 0.74% |
| WILLIAM D. BARRY3 Filed as: WILLIAM D. BARRY, LP | 5131 SUMMERHILL ROAD TEXARKANA, TX 75503 | HARTFORD LIFE AND ACCIDENT | $836 | — | $836 | 5.00% |
| NOLAN R SMITH3 Filed as: NOLAN SMITH | 1019 BROWN DR WAKE VILLAGE, TX 75501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 9.00% |
| BARRY CAMPBELL3 Filed as: W D BARRY LP | 5131 SUMMERHILL RD TEXARKANA, TX 75503 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $680 | — | $680 | 6.00% |
| WD BARRY LP3 | 5131 SUMMERHILL TEXARKANA, TX 75503 | USABLE LIFE | $189 | — | $189 | 15.04% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $50 | — | $50 | 3.98% |
| MICHAEL DODSON3 | 15 TEXARKANA TRACE TEXARKANA, TX 75503 | USABLE LIFE | $15 | — | $15 | 1.19% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $9 | — | $9 | 0.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 161 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 161 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS BLUE SHIELD | 134 | $941K |
| Dental | ARKANSAS BLUE CROSS BLUE SHIELD | 161 | $60K |
| Vision | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 83 | $11K |
| Life insurance(3 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 161 | $68K |
| Short-term disability | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 35 | $31K |
| Long-term disability(2 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 35 | $48K |
| Prescription drug | ARKANSAS BLUE CROSS BLUE SHIELD | 134 | $941K |
| Other(3 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 161 | $52K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 161 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.