| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PREMIER BENEFIT MANAGEMENT3 Filed as: PREMIER BENEFIT MANAGEMENT LLC | 1400 BROOKWOOD DRIVE LITTLE ROCK, AR 72202 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $36K | $36K | 2.92% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 999 SHADY GROVE RD S STE 200 MEMPHIS, TN 38120 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $23K | $23K | 1.85% |
| PREMIER BENEFIT MANAGEMENT3 Filed as: PREMIER BENEFIT MANAGEMENT, LLC | 701 WEST 7TH STREET SUITE 111 LITTLE ROCK, AR 72201 | DELTA DENTAL PLAN OF ARKANSAS | $5K | — | $5K | 5.92% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | DELTA DENTAL PLAN OF ARKANSAS | $4K | — | $4K | 4.15% |
| PREMIER BENEFIT MANAGEMENT3 | 1400 BROOKWOOD LITTLE ROCK, AR 72202 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 4.38% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72203 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $339 | $266 | $605 | 0.96% |
| PREMIER BENEFIT MANAGEMENT3 Filed as: PREMIER BENEFIT MANAGEMENT LLC | 1400 BROOKWOOD LITTLE ROCK, AR 72202 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 15.85% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | PO BOX 896620 CHARLOTTE, NC 28289 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 9.65% |
| PREMIER BENEFIT MANAGEMENT3 | 1400 BROOKWOOD LITTLE ROCK, AA 72202 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 19.71% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | PO BOX 2153 DEPARTMENT 268 BIRMINGHAM, AL 35287 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 12.62% |
| PREMIER BENEFIT MANAGEMENT3 | 1400 BROOKWOOD DRIVE LITTLE ROCK, AR 72209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 7.39% |
| PREMIER BENEFIT MANAGEMENT3 | 1400 BROOKWOOD LITTLE ROCK, AR 72202 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 19.37% |
| PREMIER BENEFIT MANAGMENT3 | 1400 BROOKWOOD LITTLE ROCK, AR 72202 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $103 | — | $103 | 18.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 187 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 187 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 170 | $1.2M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 248 | $86K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 204 | $28K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 187 | $63K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 187 | $63K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 89 | $17K |
| Other(4 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 187 | $97K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 248 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.