| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | PO BOX 1788 GRAND RAPIDS, MI 49501 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $71K | $71K | 4.78% |
| PREMIER BENEFIT MANAGEMENT3 Filed as: PREMIER BENEFIT MANAGEMENT LLC | 701 WEST 7TH STREET SUITE 111 LITTLE ROCK, AR 72201 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $7K | $7K | 0.44% |
| ACRISURE LLC3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $2K | $2K | 0.15% |
| THE HATCHER AGENCY3 | P.O. BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $9K | — | $9K | 9.35% |
| PREMIER BENEFIT MANAGEMENT3 Filed as: PREMIER BENEFIT MANAGEMENT, LLC | 701 WEST 7TH STREET SUITE 111 LITTLE ROCK, AR 72201 | DELTA DENTAL PLAN OF ARKANSAS | $1K | — | $1K | 1.29% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA THE HATCHER A | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $6K | — | $6K | 14.64% |
| PREMIER BENEFIT MANAGEMENT3 Filed as: PREMIER BENEFIT MANAGEMENT LLC | 701 WEST 7TH STREET LITTLE ROCK, AR 72201 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $2K | — | $2K | 3.82% |
| THE HATCHER AGENCY3 Filed as: HATCHER AGENCY (THE) | PO BOX 3505 LITTLE ROCK, AR 72203 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 16.81% |
| PREMIER BENEFIT MANAGEMENT3 | 701 WEST 7TH STREET SUITE 111 LITTLE ROCK, AR 72201 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 3.19% |
| THE HATCHER AGENCY3 Filed as: HATCHER AGENCY (THE) | PO BOX 3505 LITTLE ROCK, AR 72203 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 16.67% |
| PREMIER BENEFIT MANAGEMENT3 | 701 WEST 7TH STREET SUITE 111 LITTLE ROCK, AR 72201 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $599 | — | $599 | 3.33% |
| THE HATCHER AGENCY3 Filed as: HATCHER AGENCY (THE) | PO BOX 3505 LITTLE ROCK, AR 72203 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 16.80% |
| PREMIER BENEFIT MANAGEMENT3 | 701 WEST 7TH STREET SUITE 111 LITTLE ROCK, AR 72201 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $507 | — | $507 | 3.20% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 215 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 216 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 210 | $1.5M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 205 | $100K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 165 | $43K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 241 | $18K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 102 | $32K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 102 | $16K |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 241 | $18K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 241 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.