| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | DELTA DENTAL PLAN OF ARKANSAS | $32K | — | $32K | 7.43% |
| ACRISURE LLC4 Filed as: ACRISURE LLC DBA THE HATCHER AGENCY | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $29K | — | $29K | 10.71% |
| BROWN AND BROWN OF FLORIDA, INC.4 Filed as: BROWN & BROWN INSURANCE SERVICE INC | 5540 BLEAUX AVE STE A SPRINGDALE, AZ 72762 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $14K | — | $14K | 5.29% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA THE HATCHER AGENCY | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $22K | — | $22K | 10.57% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICE INC | 5540 BLEAUX AVE STE A SPRINGDALE, AZ 72762 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $11K | — | $11K | 5.43% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA THE HATCHER AGENCY | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $17K | — | $17K | 10.59% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICE INC | 5540 BLEAUX AVE STE A SPRINGDALE, AZ 72762 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | — | $9K | 5.41% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA THE HATCHER AGENCY | 310 LOUISIANA ST LITTLE ROCK, AR 722012708 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $1K | $6K | 7.21% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICE INC | 706 W MAIN STREET RUSSELLVILLE, AR 728013617 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $99 | $3K | 3.50% |
| ACRISURE LLC3 | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $8K | — | $8K | 9.98% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICE INC | 706 W MAIN STREET RUSSELLVILLE, AR 728013617 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $4K | — | $4K | 4.98% |
| ACRISURE LLC3 | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $5K | — | $5K | 10.05% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICE INC | 706 W MAIN STREET RUSSELLVILLE, AR 728013617 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2K | — | $2K | 4.96% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA THE HATCHER AGENCY | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 10.51% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICE INC | 5540 BLEAUX AVE STE A SPRINGDALE, AZ 72762 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 5.49% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR INC EIN 39-1995276 CLAIMS PROCESSOR | Claims processing Service code 12 | — | $309K |
| ACRISURE LLC DBA THE HATCHER AGENCY INSURANCE AGENT | Insurance agents and brokers; Insurance services Service code 22 | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | $0 |
| BROWN & BROWN INS SERVICES INC INSURANCE AGENT | Insurance agents and brokers; Insurance services Service code 22 | 706 W MAIN STREET LITTLE ROCK, AR 72801 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 768 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 768 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 1,277 | $436K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,074 | $86K |
| Other(6 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 544 | $802K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,277 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.