| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOHN TYLER & ASSOCIATES3 Filed as: JOHN D GRANT | 918 B AIRPORT ROAD HOT SPRINGS, AR 71913 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $47K | — | $47K | 4.03% |
| JOHN TYLER & ASSOCIATES3 Filed as: JOHN D GRANT | 918 B AIRPORT ROAD HOT SPRINGS, AR 71913 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $8K | — | $8K | 9.90% |
| INDEPENDENT INSURANCE BROKERAGE LLC3 | 918 B AIRPORT ROAD HOT SPRINGS, AR 71913 | USABLE LIFE | $4K | — | $4K | 10.00% |
| MARTIN MCCALL3 | 315 CR 782 JONESBORO, AR 78405 | USABLE LIFE | $327 | — | $327 | 0.73% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $36 | — | $36 | 0.08% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $29 | — | $29 | 0.06% |
| INDEPENDENT INSURANCE BROKERAGE LLC3 | 918 B AIRPORT ROAD HOT SPRINGS, AR 71913 | USABLE LIFE | $4K | — | $4K | 10.00% |
| MARTIN MCCALL3 | 315 CR 782 JONESBORO, AR 78405 | USABLE LIFE | $2K | — | $2K | 5.00% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $209 | — | $209 | 0.55% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $171 | — | $171 | 0.45% |
| INDEPENDENT INSURANCE BROKERAGE LLC3 | 918 B AIRPORT ROAD HOT SPRINGS, AR 71913 | USABLE LIFE | $2K | — | $2K | 10.00% |
| MARTIN MCCALL3 | 315 CR 782 JONESBORO, AR 78405 | USABLE LIFE | $941 | — | $941 | 5.00% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $103 | — | $103 | 0.55% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $85 | — | $85 | 0.45% |
| INDEPENDENT INSURANCE BROKERAGE LLC3 | 918 AIRPORT ROAD SUITE B HOT SPRINGS, AR 71913 | AMERITAS LIFE INSURANCE CORP. | $1K | — | $1K | 10.02% |
| JOHNNY D GRANT3 | 918 B AIRPORT ROAD HOT SPRINGS NATIONAL P, AR 71913 | HARTFORD LIFE AND ACCIDENT | $2K | — | $2K | 13.65% |
| INDEPENDENT INSURANCE BROKERAGE LLC3 | 918 B AIRPORT ROAD HOT SPRINGS, AR 71913 | USABLE LIFE | $842 | — | $842 | 10.00% |
| MARTIN MCCALL3 | 315 CR 782 JONESBORO, AR 78405 | USABLE LIFE | $64 | — | $64 | 0.76% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $7 | — | $7 | 0.08% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $6 | — | $6 | 0.07% |
| JOHN TYLER & ASSOCIATES3 Filed as: JOHN GRANT | 918 B AIRPORT ROAD HOT SPRINGS, AR 71913 | USABLE LIFE | $119 | — | $119 | 3.06% |
| STEPHEN COMPTON3 | 226 VALLEY CLUB CIRCLE LITTLE ROCK, AR 72212 | USABLE LIFE | $8 | — | $8 | 0.21% |
| DAVID FERGUSON3 | 2200 BYRNE WOOD DRIVE JONESBORO, AR 72404 | USABLE LIFE | $4 | — | $4 | 0.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 133 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 133 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 115 | $1.2M |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 136 | $79K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 248 | $14K |
| Life insurance(4 contracts, 2 carriers) | USABLE LIFE | 133 | $63K |
| Short-term disability | USABLE LIFE | 72 | $45K |
| Long-term disability | USABLE LIFE | 62 | $19K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 115 | $1.2M |
| Other(5 contracts, 2 carriers) | USABLE LIFE | 133 | $82K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 248 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.