| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INDEPENDENT INSURANCE BROKERAGE LLC3 | 918 AIRPORT ROAD STE B HOT SPRINGS, AR 71913 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $53K | — | $53K | 4.00% |
| INDEPENDENT INSURANCE BROKERAGE LLC3 | 918 AIRPORT ROAD STE B HOT SPRINGS, AR 71913 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $9K | — | $9K | 10.00% |
| INDEPENDENT INSURANCE BROKERAGE LLC3 | 918 B AIRPORT ROAD HOT SPRINGS, AR 71913 | USABLE LIFE | $819 | — | $819 | 1.44% |
| DAVID FERGUSON3 | 2200 BYRNE WOOD DRIVE JONESBORO, AR 72404 | USABLE LIFE | $383 | — | $383 | 0.67% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BILLY BROWN | 707 E MATTHEWS JONESBORO, AR 72401 | USABLE LIFE | $77 | — | $77 | 0.14% |
| INDEPENDENT INSURANCE BROKERAGE LLC3 | 918 B AIRPORT RD HOT SPRINGS, AR 71913 | USABLE LIFE | $4K | — | $4K | 10.00% |
| DAVID FERGUSON3 | 2200 BYRNE WOOD DR JONESBORO, AR 72404 | USABLE LIFE | $2K | $37 | $2K | 5.09% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BILLY BROWN | 707 E MATTHEWS JONESBORO, AR 72401 | USABLE LIFE | $400 | — | $400 | 1.00% |
| YOUR BENEFITS AGENCY INC3 | 17500 CHENAL PKWY STE 150 LITTLE ROCK, AR 72223 | USABLE LIFE | $19 | — | $19 | 0.05% |
| INDEPENDENT INSURANCE BROKERAGE LLC3 | 918 B AIRPORT RD HOT SPRINGS, AR 71913 | USABLE LIFE | $3K | — | $3K | 10.00% |
| DAVID FERGUSON3 Filed as: DAVID FERGUGSON | 2200 BYRNE WOOD RD JONESBORO, AR 72404 | USABLE LIFE | $1K | $3 | $1K | 5.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BILLY BROWN | 707 E MATTHEWS JONESBORO, AR 72401 | USABLE LIFE | $250 | — | $250 | 1.00% |
| YOUR BENEFITS AGENCY INC3 | 17500 CHENAL PKWY STE 150 LITTLE ROCK, AR 72223 | USABLE LIFE | $31 | — | $31 | 0.12% |
| INDEPENDENT INSURANCE BROKERAGE LLC3 | 918 AIRPORT ROAD SUITE B HOT SPRINGS, AR 71913 | AMERITAS LIFE INSURANCE CORP. | $2K | — | $2K | 10.01% |
| JOHN TYLER & ASSOCIATES3 Filed as: JOHN D GRANT | 918 B AIRPORT RD HOT SPRINGS, AR 71913 | AETNA LIFE INSURANCE COMPANY | $2K | — | $2K | 13.21% |
| INDEPENDENT INSURANCE BROKERAGE LLC3 | 918 B AIRPORT ROAD HOT SPRINGS, AR 71913 | USABLE LIFE | $217 | — | $217 | 1.44% |
| DAVID FERGUSON3 | 2200 BYRNE WOOD DRIVE JONESBORO, AR 72404 | USABLE LIFE | $102 | — | $102 | 0.67% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BILLY BROWN | 707 E MATTHEWS JONESBORO, AR 72401 | USABLE LIFE | $20 | — | $20 | 0.13% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 200 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 200 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 188 | $1.4M |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 188 | $91K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 160 | $19K |
| Life insurance(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 102 | $34K |
| Short-term disability | USABLE LIFE | 101 | $57K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 162 | $1.3M |
| Other(4 contracts, 2 carriers) | USABLE LIFE | 195 | $99K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 195 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.