| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HATCHER AGENCY3 | 1300 WEST 6TH STREET LITTLE ROCK, AR 72201 | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | $59K | $59K | 4.99% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | 100 OTTAWA AVE SW GRAND RAPIDS, MI 49503 | USABLE LIFE | $25K | $1K | $26K | 24.13% |
| NATIONAL INSURANCE BENEFIT COORDINA3 | 615 W 29TH ST NORTH LITTLE ROCK, AR 72114 | USABLE LIFE | $3K | — | $3K | 2.98% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DR SHERWOOD, AR 72120 | USABLE LIFE | $3K | — | $3K | 2.68% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $334 | — | $334 | 0.31% |
| JERRY DUNCAN3 Filed as: JERRY DUNCAN C/O ARBCBS | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $273 | — | $273 | 0.26% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | P.O. BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL OF ARKANSAS | $9K | — | $9K | 8.73% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | P.O. BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL OF ARKANSAS | $4K | — | $4K | 16.56% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $2K | — | $2K | 19.75% |
| BROKER SOLUTIONS INC3 Filed as: BROKER SOLUTIONS, INC. | P.O. BOX 3525 LITTLE ROCK, AR 72203 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $886 | — | $886 | 7.64% |
| BAFFIN BAY MARKETING GROUP, LLC3 | P.O. BOX 161690 AUSTIN, TX 78716 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $521 | — | $521 | 4.49% |
| NATIONAL INSURANCE BENEFIT COORD3 | 615 W 29TH ST NORTH LITTLE ROCK, AR 72113 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $28 | — | $28 | 0.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 196 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 196 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 102 | $1.2M |
| Dental | DELTA DENTAL OF ARKANSAS | 251 | $102K |
| Vision | DELTA DENTAL OF ARKANSAS | 223 | $23K |
| Life insurance | USABLE LIFE | 106 | $107K |
| Short-term disability | USABLE LIFE | 106 | $107K |
| Long-term disability | USABLE LIFE | 106 | $107K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 102 | $1.2M |
| Other(2 contracts, 2 carriers) | USABLE LIFE | 106 | $118K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 251 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.