| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROKER NOT PROVIDED3 Filed as: BROKER/INDEPENDENT AGENT | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | $13K | — | $13K | 5.00% |
| STEPHENS INSURANCE LLC3 | 111 CENTER STREET LITTLE ROCK, AR 72201 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6K | — | $6K | 8.85% |
| AFCU INSURANCE SOLUTIONS, LLC.3 Filed as: AFCU INSURANCE SOLUTIONS LLC | 17500 CANTRELL ROAD LITTLE ROCK, AR 72223 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 4.87% |
| AFCU INSURANCE SOLUTIONS, LLC.3 Filed as: AFCU INSURANCE SOLUTIONS LLC | 17500 CANTRELL ROAD LITTLE ROCK, AR 72223 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $452 | — | $452 | 0.64% |
| ALBERT SMITH3 | 72 VILLAS CIRCLE LITTLE ROCK, AR 72223 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $428 | — | $428 | 0.60% |
| ALBERT SMITH3 | 72 VILLAS CIRCLE LITTLE ROCK, AR 72223 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $316 | — | $316 | 0.45% |
| ALBERT SMITH3 | 72 VILLAS CIRCLE LITTLE ROCK, AR 72223 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $297 | — | $297 | 0.42% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 5401 ROGERS AVENUE SUITE 202 FORT SMITH, AR 72903 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $138 | — | $138 | 0.19% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 5401 ROGERS AVENUE SUITE 202 FORT SMITH, AR 72903 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $121 | — | $121 | 0.17% |
| STEPHENS INSURANCE LLC3 | PO BOX 3507 LITTLE ROCK, AR 72203 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $35 | — | $35 | 0.05% |
| STEPHENS INSURANCE LLC3 | 3425 NORTH FUTRALL DRIVE SUITE 201 FAYETTEVILLE, AR 72703 | USABLE LIFE | $5K | $2K | $7K | 13.27% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | USABLE LIFE | $2K | — | $2K | 3.76% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $222 | — | $222 | 0.41% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $182 | — | $182 | 0.34% |
| STEPHENS INSURANCE LLC3 | 3425 NORTH FUTRALL DRIVE SUITE 201 FAYETTEVILLE, AR 72703 | USABLE LIFE | — | $2K | $2K | 3.65% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | USABLE LIFE | $346 | — | $346 | 0.75% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $48 | — | $48 | 0.10% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $39 | — | $39 | 0.08% |
| STEPHENS INSURANCE LLC3 | 3425 NORTH FUTRALL DRIVE SUITE 201 FAYETTEVILLE, AR 72703 | USABLE LIFE | — | $2K | $2K | 3.73% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | USABLE LIFE | $313 | — | $313 | 0.75% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $43 | — | $43 | 0.10% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $35 | — | $35 | 0.08% |
| STEPHENS INSURANCE LLC3 | 3425 NORTH FUTRALL DRIVE SUITE 201 FAYETTEVILLE, AR 72703 | USABLE LIFE | $7K | — | $7K | 19.28% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | USABLE LIFE | $1K | $460 | $2K | 5.07% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD, A | 601 SOUTH GAINES STREET LITTLE ROCK, AR 72201 | USABLE LIFE | $164 | — | $164 | 0.47% |
| MARIA VANDYKE3 | 13 PAWNEE COURT SUITE 103 MAUMELLE, AR 72113 | USABLE LIFE | $144 | — | $144 | 0.41% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD FAYETTEVILLE, AR 72703 | USABLE LIFE | $118 | — | $118 | 0.34% |
| STEPHENS INSURANCE LLC3 | 3425 NORTH FUTRALL DRIVE SUITE 201 FAYETTEVILLE, AR 72703 | USABLE LIFE | $5K | — | $5K | 18.76% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | USABLE LIFE | $1K | $705 | $2K | 6.48% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD, A | 601 SOUTH GAINES STREET LITTLE ROCK, AR 72201 | USABLE LIFE | $136 | — | $136 | 0.49% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $120 | — | $120 | 0.43% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $98 | — | $98 | 0.35% |
| STEPHENS INSURANCE LLC3 | 3425 NORTH FUTRALL DRIVE SUITE 201 FAYETTEVILLE, AR 72703 | USABLE LIFE | $2K | $1K | $3K | 14.01% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | USABLE LIFE | $929 | — | $929 | 3.90% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $102 | — | $102 | 0.43% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $84 | — | $84 | 0.35% |
| STEPHENS INSURANCE LLC3 Filed as: STEPHENS INSURANCE, LLC | 3425 NORTH FUTRALL DRIVE SUITE 201 FAYETTEVILLE, AR 72703 | USABLE LIFE | $2K | — | $2K | 14.07% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | USABLE LIFE | $498 | $935 | $1K | 9.03% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD, A | 601 SOUTH GAINES STREET LITTLE ROCK, AR 72201 | USABLE LIFE | $62 | — | $62 | 0.39% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $55 | — | $55 | 0.35% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $45 | — | $45 | 0.28% |
| ALBERT SMITH3 | 185 VILLAS HEIGHTS ROAD LITTLE ROCK, AR 72223 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $2K | — | $2K | 27.78% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: ARTHUR J GALLAGHER OF ROGERS | 901 NORTH 47TH STREET SUITE 303 ROGERS, AR 72756 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $167 | — | $167 | 2.58% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA THE HATCHER AGENCY | 6800 PINNACLE VALLEY ROAD LITTLE ROCK, AR 72223 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $27 | — | $27 | 0.42% |
| STEPHENS INSURANCE LLC3 | 3425 NORTH FUTRALL DRIVE SUITE 201 FAYETTEVILLE, AR 72703 | USABLE LIFE | $504 | $255 | $759 | 14.24% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | USABLE LIFE | $202 | — | $202 | 3.79% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $22 | — | $22 | 0.41% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $18 | — | $18 | 0.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 411 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 419 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 365 | $2.4M |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 399 | $255K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 393 | $63K |
| Life insurance(3 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 523 | $136K |
| Short-term disability | USABLE LIFE | 197 | $54K |
| Long-term disability | USABLE LIFE | 417 | $46K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 365 | $2.4M |
| Other(8 contracts, 3 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 523 | $227K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 523 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.