| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | HEALTH ADVANTAGE | $18K | — | $18K | 2.03% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $16K | — | $16K | 9.13% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 2850 GOLF ROAD FLOOR 4 ROLLING MEADOWS, IL 60008 | DELTA DENTAL PLAN OF ARKANSAS | $1K | — | $1K | 0.87% |
| ACRISURE LLC3 | 5664 PRAIRIE CREEK DRIVE SOUTHEAST CALEDONIA, MI 49316 | USABLE LIFE | $31K | — | $31K | 74.77% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | TWO PIERCE PLACE FLOOR 8 ITASCA, IL 60143 | USABLE LIFE | $2K | — | $2K | 5.22% |
| CHRISTOPHER SHUMAKE3 | 75 VALLEY ESTATES COVE LITTLE ROCK, AR 72212 | USABLE LIFE | $237 | — | $237 | 0.57% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $43 | — | $43 | 0.10% |
| GREGORY HATCHER3 Filed as: GREGORY HATCHER C/O THE HATCHER AGY | 1001 W MARKHAM LITTLE ROCK, AR 72203 | USABLE LIFE | -$3K | — | -$3K | -6.41% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $4K | — | $4K | 9.20% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 2850 GOLF ROAD FLOOR 4 ROLLING MEADOWS, IL 60008 | DELTA DENTAL PLAN OF ARKANSAS | $318 | — | $318 | 0.81% |
| ACRISURE LLC3 | 5664 PRAIRIE CREEK DRIVE SOUTHEAST CALEDONIA, MI 49316 | USABLE LIFE | $19K | — | $19K | 61.57% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | TWO PIERCE PLACE FLOOR 8 ITASCA, IL 60143 | USABLE LIFE | $2K | — | $2K | 4.77% |
| CHRISTOPHER SHUMAKE3 | 75 VALLEY ESTATES COVE LITTLE ROCK, AR 72212 | USABLE LIFE | $315 | — | $315 | 1.00% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $60 | — | $60 | 0.19% |
| GREGORY HATCHER3 Filed as: GREGORY HATCHER C/O THE HATCHER AGY | 1001 WEST MARKHAM LITTLE ROCK, AR 72203 | USABLE LIFE | -$6K | — | -$6K | -19.26% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $5K | $1K | $6K | 25.78% |
| ACRISURE LLC3 | 5664 PRAIRIE CREEK DRIVE SOUTHEAST CALEDONIA, MI 49316 | USABLE LIFE | $15K | — | $15K | 71.15% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | TWO PIERCE PLACE FLOOR 8 ITASCA, IL 60143 | USABLE LIFE | $999 | — | $999 | 4.76% |
| CHRISTOPHER SHUMAKE3 | 75 VALLEY ESTATES COVE LITTLE ROCK, AR 72212 | USABLE LIFE | $119 | — | $119 | 0.57% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $22 | — | $22 | 0.10% |
| GREGORY HATCHER3 Filed as: GREGORY HATCHER C/O THE HATCHER AGY | 1001 WEST MARKHAM LITTLE ROCK, AR 72203 | USABLE LIFE | -$1K | — | -$1K | -5.41% |
| ACRISURE LLC3 | 5664 PRAIRIE CREEK DRIVE SOUTHEAST CALEDONIA, MI 49316 | USABLE LIFE | $11K | $174 | $11K | 59.28% |
| CHRISTOPHER SHUMAKE3 | 75 VALLEY ESTATES COVE LITTLE ROCK, AR 72212 | USABLE LIFE | $929 | — | $929 | 5.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | TWO PIERCE PLACE FLOOR 8 ITASCA, IL 60143 | USABLE LIFE | $862 | — | $862 | 4.64% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $169 | — | $169 | 0.91% |
| GREGORY HATCHER3 Filed as: GREGORY HATCHER C/O THE HATCHER AGY | 1001 WEST MARKHAM LITTEL ROCK, AR 72203 | USABLE LIFE | -$6K | — | -$6K | -32.29% |
| AFCU INSURANCE SOLUTIONS, LLC.3 Filed as: AFCU INS. SOLUTIONS, LLC | 2424 MARSHALL ROAD JACKSONVILLE, AR 72076 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 42.12% |
| MATTHEW S HEDRICK3 | 25 CHIMNEY SWEEP LITTLE ROCK, AR 72212 | CONTINENTAL AMERICAN INSURANCE COMPANY | $621 | — | $621 | 7.62% |
| BYRON K BURRELL3 | 2330 QUATTLEBAUM CV CONWAY, AR 72034 | CONTINENTAL AMERICAN INSURANCE COMPANY | $390 | — | $390 | 4.79% |
| ACRISURE LLC3 | 5664 PRAIRIE CREEK DRIVE SOUTHEAST CALEDONIA, MI 49316 | USABLE LIFE | $2K | $49 | $2K | 448.92% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | TWO PIERCE PLACE FLOOR 8 ITASCA, IL 60143 | USABLE LIFE | $20 | — | $20 | 5.38% |
| CHRISTOPHER SHUMAKE3 | 75 VALLEY ESTATES COVE LITTLE ROCK, AR 72212 | USABLE LIFE | $19 | — | $19 | 5.11% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $3 | — | $3 | 0.81% |
| GREGORY HATCHER3 Filed as: GREGORY HATCHER C/O THE HATCHER AGY | 1001 WEST MARKHAM LITTLE ROCK, AR 72203 | USABLE LIFE | -$1K | — | -$1K | -340.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 289 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 296 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH ADVANTAGE | 213 | $908K |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 260 | $170K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 216 | $39K |
| Life insurance(2 contracts) | USABLE LIFE | 360 | $40K |
| Short-term disability | USABLE LIFE | 124 | $41K |
| Long-term disability | USABLE LIFE | 290 | $32K |
| Prescription drug | HEALTH ADVANTAGE | 213 | $908K |
| Other(5 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 360 | $73K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 360 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.