| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AFCU INSURANCE SOLUTIONS, LLC.3 Filed as: AFCU INS SOLUTIONS LLC | 2424 MARSHALL ROAD JACKSONVILLE, AR 72076 | UNITEDHEALTHCARE INSURANCE COMPANY | $10K | $23K | $33K | 1.39% |
| STEPHENS INSURANCE LLC3 Filed as: STEPHENS INSURANCE, LLC | 111 CENTER STREET SUITE 100 LITTLE ROCK, AR 72201 | UNITEDHEALTHCARE INSURANCE COMPANY | $8K | $17K | $25K | 1.03% |
| AFCU INSURANCE SOLUTIONS, LLC.3 Filed as: AFCU INS SOLUTIONS LLC | 2424 MARSHALL ROAD JACKSONVILLE, AR 72076 | UNITEDHEALTHCARE INSURANCE COMPANY | $8K | — | $8K | 2.45% |
| AFCU INSURANCE SOLUTIONS, LLC.3 | 2424 MARSHALL ROAD JACKSONVILLE, AR 72076 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7K | — | $7K | 13.20% |
| AFCU INSURANCE SOLUTIONS, LLC.3 | 2424 MARSHALL ROAD JACKSONVILLE, AR 72076 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $459 | — | $459 | 0.83% |
| ALBERT SMITH3 | 72 VILLAS CIRCLE LITTLE ROCK, AR 72223 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $398 | — | $398 | 0.72% |
| ALBERT SMITH3 | 72 VILLAS CIRCLE LITTLE ROCK, AR 72223 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $315 | — | $315 | 0.57% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 5401 ROGERS AVENUE SUITE 202 FORT SMITH, AR 72903 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $161 | — | $161 | 0.29% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFFIT SERVICES INC | 5401 ROGERS AVENUE SUITE 202 FORT SMITH, AR 72903 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $138 | — | $138 | 0.25% |
| AFCU INS. SOLUTION, LLC3 | 2424 MARSHALL ROAD JACKSONVILLE, AR 72076 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 30.16% |
| RIEDMUELLER BENEFIT SOLUTIONS LLC3 | 1701 DAVE WARD DRIVE 100 CONWAY, AR 72034 | CONTINENTAL AMERICAN INSURANCE COMPANY | $515 | — | $515 | 4.51% |
| RICKY C REYNOLDS3 | 20 BLANKINSHIP DRIVE CONWAY, AR 72032 | CONTINENTAL AMERICAN INSURANCE COMPANY | $163 | — | $163 | 1.43% |
| MATTHEW S HEDRICK3 | 25 CHIMNEY SWEEP LITTLE ROCK, AR 72212 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | — | $35 | 0.31% |
| ELIZABETH M CHAPMOND3 Filed as: ELIZABETH CHAPMOND | 122 DEER VIEW CIRCLE HOT SPRINGS, AZ 71913 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | — | $16 | 0.14% |
| ANGELA L STALEY3 | 1061 DINGERL ROAD MALVERN, AR 72104 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.07% |
| BYRON K BURRELL3 | 2330 QUATTLEBAUM COVE CONWAY, AR 72034 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| ALLISON R DEMPSEY3 | 2393 HIGHWAY 51 NORTH ARKADELPHIA, AR 71923 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| ALBERT SMITH3 | 185 VILLAS HEIGHTS DRIVE LITTLE ROCK, AR 72223 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $1K | — | $1K | 20.33% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: ARTHUR J GALLAGHER OF ROGERS | — | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $159 | — | $159 | 2.91% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $25 | — | $25 | 0.46% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 410 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 411 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 891 | $2.4M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 891 | $2.4M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 891 | $2.4M |
| Life insurance(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 410 | $393K |
| Short-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 410 | $338K |
| Long-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 410 | $338K |
| Other(4 contracts, 4 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 410 | $410K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 891 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.