| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MENARD WURTZ AGENCY INC.3 Filed as: MENARD INSURANCE AGENCY | 1501 N UNIVERSITY STE 340 LITTLE ROCK, AR 72207 | USABLE LIFE | $13K | $795 | $14K | 21.22% |
| TOBIE JOST3 | 9749 OAK FOREST LN SHERWOOD, AR 72120 | USABLE LIFE | $3K | — | $3K | 5.00% |
| MARIA VANDYKE3 | 13 PAWNEE CT MAUMELLE, AR 72113 | USABLE LIFE | $360 | — | $360 | 0.55% |
| JERRY DUNCAN3 | 516 E MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $294 | — | $294 | 0.45% |
| MENARD WURTZ AGENCY INC.3 Filed as: MENARD INSURANCE AGENCY | 1501 N UNIVERSITY STE 340 LITTLE ROCK, AR 72207 | USABLE LIFE | $10K | $598 | $10K | 21.22% |
| TOBIE JOST3 | 9749 OAK FOREST LN SHERWOOD, AR 72120 | USABLE LIFE | $2K | — | $2K | 5.00% |
| MARIA VANDYKE3 | 13 PAWNEE CT MAUMELLE, AR 72113 | USABLE LIFE | $270 | — | $270 | 0.55% |
| JERRY DUNCAN3 | 516 E MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $221 | — | $221 | 0.45% |
| BLUEADVANTAGE ADMINISTRATORS OF ARK5 | PO BOX 3743 LITTLE ROCK, AR 72203 | QBE | — | $31K | $31K | 120.00% |
| MENARD WURTZ AGENCY INC.3 Filed as: MENARD INSURANCE AGENCY | 1501 N UNIVERSITY AVE STE 340 LITTLE ROCK, AR 722075232 | USABLE LIFE | $2K | $306 | $3K | 11.26% |
| TOBIE JOST3 | 9749 OAK FOREST LN SHERWOOD, AR 72120 | USABLE LIFE | $243 | — | $243 | 1.00% |
| MARIA VANDYKE | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $34 | — | $34 | 0.14% |
| JERRY DUNCAN3 | 516 E MILLSAP RD, STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $27 | — | $27 | 0.11% |
| MENARD WURTZ AGENCY INC.3 Filed as: MENARD WURTZ AGENCY, INC | 1501 N UNIVERSITY AVE, STE 340 LITTLE ROCK, AR 72207 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 9.17% |
| MENARD WURTZ AGENCY INC.3 Filed as: MENARD INSURANCE AGENCY LLC | 1501 N UNIVERSITY STE 340 LITTLE ROCK, AR 72207 | USABLE LIFE | $2K | $87 | $2K | 21.12% |
| TOBIE JOST3 | 9749 OAK FOREST LN SHERWOOD, AR 72120 | USABLE LIFE | $386 | — | $386 | 5.00% |
| MARIA VANDYKE3 | 13 PAWNEE CT MAUMELLE, AR 72113 | USABLE LIFE | $43 | — | $43 | 0.56% |
| JERRY DUNCAN3 | 516 E MILLSAP RD, STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $35 | — | $35 | 0.45% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 380 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 380 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUEADVANTAGE ADMINISTRATORS OF ARKANSAS | 214 | $1.5M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 380 | $20K |
| Life insurance(2 contracts) | USABLE LIFE | 318 | $90K |
| Short-term disability | USABLE LIFE | 111 | $49K |
| Prescription drug | BLUEADVANTAGE ADMINISTRATORS OF ARKANSAS | 214 | $1.5M |
| Other | USABLE LIFE | 318 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 380 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.