Welfare broker

TOBIE JOST

Mailing address (most recent filing)

3705 CORNWALLIS DR.

N. LITTLE ROCK, AR 72116

Total comp: $37K
Commissions: $37K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where TOBIE JOST places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

USABLE LIFE100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
USABLE LIFE	1	$231K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AR	1	$231K	0.2%	220.93x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TOBIE JOST's plans by broker comp / premium ratio. Median 2.02% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of TOBIE JOST's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where TOBIE JOST is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CHAMBERS BANCSHARES, INC. CHAMBERS BANCSHARES INC. LTD, LIFE AND AD&D PLAN	AR	$231K	$5K	USABLE LIFE