| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BLUEADVANTAGE ADMINISTRATORS OF ARK3 | 9 ATLANTIC AVENUE MARBLEHEAD, MA 01945 | QBE INSURANCE | $0 | — | $0 | 0.00% |
| WURTZ AGENCY DBA MWA3 | 1501 N UNIVERSITY, STE 340 LITTLE ROCK, AR 72207 | DELTA DENTAL PLAN OF ARKANSAS | $6K | — | $6K | 9.21% |
| CATHERINE GAMMILL3 | 144 VALLEY CLUB CIR. LITTLE ROCK, AR 72212 | DELTA DENTAL PLAN OF ARKANSAS | $534 | — | $534 | 0.79% |
| MCFADDEN BENEFIT MANAGEMENT INC3 Filed as: MCFADDEN BENEFIT MGMT | 5852 KENNEDY DR FAYETTEVILLE, AR 72704 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $4K | $8K | 14.22% |
| KYLE HARDING3 | 105 EAST BROAD ST TEXARKANA, AR 71854 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $2K | $5K | 7.95% |
| MARKS BENEFIT MANAGEMENT LLC3 Filed as: MARKS BENEFIT MGMT LLC | 4257 N GABEL DR FAYETTEVILLE, AR 72703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $534 | $2K | 3.70% |
| LAURA LENEE KELLY3 Filed as: LAURA LENEE SELF | 314 EDGEWOOD LANE WAKEVILLAGE, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $2 | $2K | 3.68% |
| SHEILA J PURSELL3 | 12 CUMBRIAN DR. BELLA VISTA, AR 72714 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $614 | $9 | $623 | 1.09% |
| JOHN DAVID HARDING3 | 702 W OAK ST NASHVILLE, AR 71852 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $292 | $11 | $303 | 0.53% |
| DONNA M GEABHART3 | 1201 S 26TH ST ROGERS, AR 72758 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $219 | — | $219 | 0.38% |
| CRAIG WURTZ3 | 1501 N UNIVERSITY, STE 340 LITTLE ROCK, AR 72207 | KANSAS CITY LIFE INSURANCE COMPANY | $987 | — | $987 | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 234 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 234 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | QBE INSURANCE | 1,711 | $116K |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 234 | $67K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 132 | $62K |
| Other | KANSAS CITY LIFE INSURANCE COMPANY | 132 | $5K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,711 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.