| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HATCHER AGENCY3 Filed as: HATCHER AGENCY | P.O. BOX 3505 LITTLE ROCK, AR 72203 | UNITED HEALTHCARE INSURANCE COMPANY | $0 | $19K | $19K | 2.20% |
| ACRISURE LLC Filed as: ACRISURE | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | UNITED HEALTHCARE INSURANCE COMPANY | — | $1K | $1K | 0.14% |
| LAW MED INSURANCE GROUP, INC.3 | 4148 SPRING ISLAND OKATIE, SC 29909 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 3.66% |
| THE HATCHER AGENCY3 Filed as: HATCHER AGENCY | P.O. BOX 3505 LITTLE ROCK, AR 72212 | DELTA DENTAL PLAN OF ARKANSAS | $8K | — | $8K | 10.16% |
| THE HATCHER AGENCY3 Filed as: HATCHER AGENCY | P.O. BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $5K | — | $5K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 166 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 168 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 164 | $874K |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 197 | $75K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 151 | $27K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 163 | $207K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 163 | $207K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 163 | $207K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 163 | $207K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 197 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.