| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HATCHER AGENCY3 Filed as: HATCHER AGENCY | P.O. BOX 3505 LITTLE ROCK, AR 72203 | UNITED HEALTHCARE INSURANCE COMPANY | $0 | $12K | $12K | 1.35% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 6000 POPLAR AVE., STE 300 MEMPHIS, TN 38119 | UNITED HEALTHCARE INSURANCE COMPANY | $0 | $5K | $5K | 0.52% |
| LAW MED INSURANCE GROUP, INC.3 | 4148 SPRING ISLAND OKATIE, SC 29909 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 4.18% |
| THE HATCHER AGENCY3 | P.O. BOX 3505 LITTLE ROCK, AR 72212 | DELTA DENTAL PLAN OF ARKANSAS | $7K | — | $7K | 10.88% |
| LAW MED INSURANCE GROUP, INC.3 | 4148 SPRING ISLAND OKATIE, SC 29909 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 15.38% |
| THE HATCHER AGENCY3 | P.O. BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $3K | — | $3K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 160 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 163 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 113 | $871K |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 179 | $64K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 140 | $15K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 160 | $169K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 160 | $169K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 160 | $169K |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 160 | $221K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 179 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.