| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGIONS INSURANCE INC3 | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 722021797 | UNITED HEALTHCARE INSURANCE COMPANY | $0 | $14K | $14K | 2.04% |
| REGIONS INSURANCE INC3 | PO BOX 3198 LITTLE ROCK, AR 72203 | HARTFORD LIFE AND ACCIDENT | $6K | — | $6K | 2.87% |
| THE ROBBI DAVIS AGENCY3 | 1909 HINSON LOOP ROAD SUITE 102 LITTLE ROCK, AR 72212 | DELTA DENTAL PLAN OF ARKANSAS | $5K | — | $5K | 7.65% |
| SIMMONS FIRST INSURANCE SERVICES3 Filed as: SIMMONS FIRST INSURANCE COMPANY | 11700 CANTRELL ROAD LITTLE ROCK, AR 72223 | DELTA DENTAL PLAN OF ARKANSAS | $2K | — | $2K | 2.35% |
| THE ROBBI DAVIS AGENCY3 | 1909 HINSON LOOP ROAD SUITE 102 LITTLE ROCK, AR 72212 | DELTA DENTAL PLAN OF ARKANSAS | $757 | — | $757 | 7.63% |
| SIMMONS FIRST INSURANCE SERVICES3 Filed as: SIMMONS FIRST INSURANCE COMPANY | 11700 CANTRELL ROAD LITTLE ROCK, AR 72223 | DELTA DENTAL PLAN OF ARKANSAS | $235 | $0 | $235 | 2.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 168 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 171 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 132 | $680K |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 173 | $65K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 118 | $10K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 168 | $199K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 168 | $199K |
| Other | HARTFORD LIFE AND ACCIDENT | 168 | $199K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 173 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.