| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | 100 OTTAWA AVENUE SOUTHWEST GRAND RAPIDS, MI 49503 | USABLE LIFE | $2K | $221 | $2K | 5.68% |
| MCCALL, MARTIN3 | 315 CR 782 JONESBORO, AR 72405 | USABLE LIFE | $2K | — | $2K | 5.00% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $178 | — | $178 | 0.55% |
| DUNCAN, JERRY3 Filed as: DUNCAN, JERRY C/O ARKANSAS BLUE | CROSS BLUE SHIELD 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $146 | — | $146 | 0.45% |
| ACRISURE LLC3 | 100 OTTAWA AVENUE SOUTHWEST GRAND RAPIDS, MI 49503 | USABLE LIFE | $2K | — | $2K | 5.00% |
| MCCALL, MARTIN3 | 315 CR 782 JONESBORO, AR 72405 | USABLE LIFE | $280 | — | $280 | 0.90% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $31 | — | $31 | 0.10% |
| DUNCAN, JERRY3 Filed as: DUNCAN, JERRY C/O ARKANSAS BLUE | CROSS BLUE SHIELD 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $25 | — | $25 | 0.08% |
| ACRISURE LLC3 | 100 OTTAWA AVENUE SOUTHWEST GRAND RAPIDS, MI 49503 | USABLE LIFE | $1K | $123 | $2K | 5.42% |
| MCCALL, MARTIN3 | 315 CR 782 JONESBORO, AR 72405 | USABLE LIFE | $1K | — | $1K | 5.00% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $162 | — | $162 | 0.55% |
| DUNCAN, JERRY3 Filed as: DUNCAN, JERRY C/O ARKANSAS BLUE | CROSS BLUE SHIELD 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $133 | — | $133 | 0.45% |
| ACRISURE LLC3 | 100 OTTAWA AVENUE SOUTHWEST GRAND RAPIDS, MI 49503 | USABLE LIFE | $1K | — | $1K | 5.00% |
| MCCALL, MARTIN3 | 315 CR 782 JONESBORO, AR 72405 | USABLE LIFE | $248 | — | $248 | 1.05% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $27 | — | $27 | 0.11% |
| DUNCAN, JERRY3 Filed as: DUNCAN, JERRY C/O ARKANSAS BLUE | CROSS BLUE SHIELD 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $22 | — | $22 | 0.09% |
| ACRISURE LLC3 | 100 OTTAWA AVENUE SW GRAND RAPIDS, MI 49503 | USABLE LIFE | $2K | $105 | $2K | 15.07% |
| MCCALL, MARTIN3 | 315 CR 782 JONESBORO, AR 72405 | USABLE LIFE | $162 | — | $162 | 1.11% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | 601 SOUTH GAINES STREET LITTLE ROCK, AR 72201 | USABLE LIFE | $20 | — | $20 | 0.14% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $18 | — | $18 | 0.12% |
| DUNCAN, JERRY3 Filed as: DUNCAN, JERRY C/O ARKANSAS BLUE | CROSS BLUE SHIELD 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $15 | — | $15 | 0.10% |
| ACRISURE LLC3 | 100 OTTAWA AVENUE SOUTHWEST GRAND RAPIDS, MI 49503 | USABLE LIFE | $2K | $90 | $2K | 18.49% |
| MCCALL, MARTIN3 | 315 CR 782 JONESBORO, AR 72405 | USABLE LIFE | $211 | — | $211 | 1.91% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | 601 SOUTH GAINES STREET LITTLE ROCK, AR 72201 | USABLE LIFE | $26 | — | $26 | 0.24% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $23 | — | $23 | 0.21% |
| DUNCAN, JERRY3 Filed as: DUNCAN, JERRY C/O ARKANSAS BLUE | CROSS BLUE SHIELD 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $19 | — | $19 | 0.17% |
| ACRISURE LLC3 | PO BOX 3505 LITTLE ROCK, AR 72203 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $348 | — | $348 | 7.52% |
| ROBERT W ALLEN3 | 102 FLOYD BURNS ROAD EL PASO, AR 72045 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $50 | — | $50 | 1.08% |
| GINGER MULLINS & COMPANY INC3 | 1 WEATHERSTONE POINT LITTLE ROCK, AR 72211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.24% |
| NIKGREJESKEN INC3 | 818 MISSILE BASE ROAD JUDSONIA, AR 72081 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.24% |
| BARNETT BENEFITS GROUP INC3 | 101 BARNETT ROAD LONOKE, AR 72086 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.17% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY ATLANTA, GA 30339 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.09% |
| MARKS BENEFIT MANAGEMENT LLC3 | 3847 EAST SPYGLASS HILL DRIVE FAYETTEVILLE, AR 72701 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.04% |
| MCFADDEN BENEFIT MANAGEMENT INC3 | 5852 KENNEDY DRIVE FAYETTEVILLE, AR 72704 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.02% |
| KYLE HARDING3 | 520 WEST 12TH STREET TEXARKANA, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.02% |
| ACRISURE LLC3 | 100 OTTAWA AVENUE SOUTHWEST GRAND RAPIDS, MI 49503 | USABLE LIFE | $188 | $12 | $200 | 5.32% |
| MCCALL, MARTIN3 | 315 CR 782 JONESBORO, AR 72405 | USABLE LIFE | $188 | — | $188 | 5.00% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $21 | — | $21 | 0.56% |
| DUNCAN, JERRY3 Filed as: DUNCAN, JERRY C/O ARKANSAS BLUE | CROSS BLUE SHIELD 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $17 | — | $17 | 0.45% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 205 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 6 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 213 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 182 | $1.8M |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 157 | $30K |
| Life insurance(2 contracts) | USABLE LIFE | 216 | $53K |
| Short-term disability | USABLE LIFE | 70 | $32K |
| Long-term disability | USABLE LIFE | 216 | $31K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 182 | $1.8M |
| Other(7 contracts, 3 carriers) | USABLE LIFE | 216 | $93K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 216 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.