| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HATCHER AGENCY3 | P O BOX 3505 LITTLE ROCK, AR 72203 | UNITED HEALTHCARE | — | $22K | $22K | 2.21% |
| VURL BOYCE SHREVE3 | P O BOX 2603 BATESVILLE, AR 72503 | UNITED HEALTHCARE | — | $22K | $22K | 2.20% |
| THE HATCHER AGENCY3 | P O BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $0 | $0 | $0 | 0.00% |
| THE HATCHER AGENCY3 | P O BOX 3505 LITTLE ROCK, AR 72203 | COLONIAL LIFE | $7K | $1 | $7K | 15.16% |
| ROBERT ALLEN3 | 39 SUNCREST DRIVE CABOT, AR 72023 | COLONIAL LIFE | $544 | — | $544 | 1.16% |
| J&K DOUGLAS SALES INC3 | 150 CRYSTAL LAKE ROAD AUSTIN, AR 72007 | COLONIAL LIFE | $139 | — | $139 | 0.30% |
| NIKGREJESKEN INC3 | 120 SHELBY ROAD SHERWOOD, AR 72120 | COLONIAL LIFE | $87 | — | $87 | 0.19% |
| BARNETT BENEFITS GROUP INC3 Filed as: BARNETT BENEFITS GROUP | 101 BARNETT ROAD LONOKE, AR 72086 | COLONIAL LIFE | $79 | — | $79 | 0.17% |
| GINGER MULLINS & COMPANY INC3 | 1701 CENTERVIEW DRIVE LITTLE ROCK, AR 72211 | COLONIAL LIFE | $76 | $1 | $77 | 0.16% |
| KYLE HARDING3 | 105 EAST BROAD STREET TEXARKANA, AR 71854 | COLONIAL LIFE | $11 | — | $11 | 0.02% |
| DAVID EVANS3 | 2711 YORK CT SOUTHLAKE, TX 76092 | COLONIAL LIFE | $2 | — | $2 | 0.00% |
| MELANIE REYNOLDS3 Filed as: MELANIE LANIER CARSON | 15 MILL POND ROAD CONWAY, AR 72034 | COLONIAL LIFE | $1 | — | $1 | 0.00% |
| THE HATCHER AGENCY3 | P O BOX 3505 LITTLE ROCK, AR 72203 | THE LINCON NATIONAL LIFE INSURANCE COMPANY | $5K | $2K | $6K | 20.07% |
| THE HATCHER AGENCY3 | P O BOX 3505 LITTLE ROCK, AR 72203 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $830 | $6K | 29.19% |
| THE HATCHER AGENCY3 | P O BOX 3505 LITTLE ROCK, AR 72203 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $599 | $3K | 18.42% |
| THE HATCHER AGENCY3 | P O BOX 3505 LITTLE ROCK, AR 72203 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $768 | $5K | 29.49% |
| THE HATCHER AGENCY3 | P O BOX 3505 LITTLE ROCK, AR 72203 | HUMANA | $2K | — | $2K | 15.00% |
| THE HATCHER AGENCY3 | P O BOX 3505 LITTLE ROCK, AR 72203 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $83 | $32 | $115 | 20.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 139 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 141 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE | 285 | $1.0M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 322 | $76K |
| Vision | HUMANA | 55 | $11K |
| Life insurance(3 contracts, 3 carriers) | COLONIAL LIFE | 138 | $98K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 49 | $17K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 138 | $17K |
| Other(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 138 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 322 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.