| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PRICE, DUSTIN3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | USABLE LIFE | $1K | — | $1K | 4.11% |
| BURKS, GEORGE3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $346 | — | $346 | 1.07% |
| MCCALL, MARTIN3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $287 | — | $287 | 0.89% |
| PRICE, DUSTIN3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | USABLE LIFE | $1K | — | $1K | 4.14% |
| BURKS, GEORGE3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $263 | — | $263 | 1.08% |
| MCCALL, MARTIN3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $211 | — | $211 | 0.86% |
| PRICE, DUSTIN3 | 1800 HIDDEN CREEK SHERWOOD, AR 72120 | USABLE LIFE | $163 | — | $163 | 0.72% |
| MCCALL, MARTIN3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $74 | — | $74 | 0.33% |
| BURKS, GEORGE3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $51 | — | $51 | 0.23% |
| PRICE, DUSTIN3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | USABLE LIFE | $159 | — | $159 | 0.84% |
| MCCALL, MARTIN3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $61 | — | $61 | 0.32% |
| BURKS, GEORGE3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $48 | — | $48 | 0.25% |
| PRICE, DUSTIN3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | USABLE LIFE | $1K | — | $1K | 6.81% |
| BURKS, GEORGE3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $314 | — | $314 | 1.97% |
| MCCALL, MARTIN3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $229 | — | $229 | 1.43% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | 601 SOUTH GAINES STREET LITTLE ROCK, AR 72201 | USABLE LIFE | $157 | — | $157 | 0.98% |
| PRICE, DUSTIN3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | USABLE LIFE | $754 | — | $754 | 7.06% |
| BURKS, GEORGE3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $200 | — | $200 | 1.87% |
| MCCALL, MARTIN3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $157 | — | $157 | 1.47% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | 601 SOUTH GAINES STREET LITTLE ROCK, AR 72201 | USABLE LIFE | $110 | — | $110 | 1.03% |
| ACRISURE LLC3 | PO BOX 3505 LITTLE ROCK, AR 72203 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $770 | — | $770 | 9.34% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $83 | — | $83 | 1.01% |
| ROBERT W ALLEN3 | 39 SUNCREST DRIVE CABOT, AR 72023 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $58 | — | $58 | 0.70% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY ATLANTA, GA 30339 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $37 | — | $37 | 0.45% |
| MARKS BENEFIT MANAGEMENT LLC3 | 4257 NORTH GABEL DRIVE FAYETTEVILLE, AR 72703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | — | $18 | 0.22% |
| BARNETT BENEFITS GROUP INC3 | 101 BARNETT ROAD LONOKE, AR 72086 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.19% |
| MCFADDEN BENEFIT MANAGEMENT INC3 | 5852 KENNEDY DRIVE FAYETTEVILLE, AR 72704 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.15% |
| J&K DOUGLAS SALES INC3 | 150 CRYSTAL LAKE ROAD AUSTIN, AR 72007 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.13% |
| GINGER MULLINS & COMPANY INC3 | 1701 CENTERVIEW DRIVE LITTLE ROCK, AR 72211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.12% |
| NIKGREJESKEN INC3 | 120 SHELBY ROAD SHERWOOD, AR 72120 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.12% |
| KYLE HARDING3 | 520 WEST 12TH STREET TEXARKANA, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.04% |
| PRICE, DUSTIN3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | USABLE LIFE | $169 | — | $169 | 4.12% |
| BURKS, GEORGE3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $45 | — | $45 | 1.10% |
| MCCALL, MARTIN3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $36 | — | $36 | 0.88% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 176 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 6 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 191 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 373 | $1.6M |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 294 | $26K |
| Life insurance(3 contracts, 2 carriers) | USABLE LIFE | 174 | $59K |
| Short-term disability(2 contracts, 2 carriers) | USABLE LIFE | 59 | $33K |
| Long-term disability | USABLE LIFE | 174 | $23K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 373 | $1.6M |
| Other(6 contracts, 2 carriers) | USABLE LIFE | 201 | $87K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 373 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.