| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEPHENS INSURANCE LLC3 Filed as: STEPHENS INSURANCE LLC. | 111 CENTER ST STE 1410 LITTLE ROCK, AR 72201 | DELTA DENTAL OF ARKANSAS | $38K | — | $38K | 1.69% |
| BENEFIT COMMUNICATIONS INC3 Filed as: BENEFIT COMMUNICATIONS INC. (BCI) | 2977 SIDCO DRIVE NASHVILLE, TN 37204 | EYEMED VISION CARE | $26K | — | $26K | 7.37% |
| STEPHENS INSURANCE LLC3 Filed as: STEPHENS INSURANCE, LLC | 111 CENTER STREET LITTLE ROCK, AR 72201 | EYEMED VISION CARE | $6K | — | $6K | 1.75% |
| CHRIS MORRIS3 | 2977 SIDCO DRIVE NASHVILLE, TN 37204 | EYEMED VISION CARE | $2K | — | $2K | 0.58% |
| RWG HOUSE ACCT3 | 1020 W. 4TH LITTLE ROCK, AR 72201 | TRANSAMERICA LIFE INSURANCE COMPANY | $4K | — | $4K | 6.80% |
| DONALD THOMAS3 | 2150 PORTWOOD WAY C/O MICHAEL CHAPMAN FT WORTH, TX 76179 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | — | $3K | 4.21% |
| MICHAEL C CHAPMAN3 | 2150 PORTWOOD WAY FT WORTH, TX 761796633 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 2.78% |
| MARK S ATTENDORN3 | P.O. BOX 7 CABOT, AR 72023 | TRANSAMERICA LIFE INSURANCE COMPANY | $850 | — | $850 | 1.33% |
| WILLIAM E WEDDLE3 | P.O. BOX 3198 LITTLE ROCK, AR 72203 | TRANSAMERICA LIFE INSURANCE COMPANY | $403 | — | $403 | 0.63% |
| STEVEN B BROOKINGS3 | 7501 FLINTROCK ROAD N LITTLE ROCK, AR 721164307 | TRANSAMERICA LIFE INSURANCE COMPANY | $36 | — | $36 | 0.06% |
| KIMBERLY A THOMAS-WALTER3 | 261 MILL POND ROAD CONWAY, AR 72034 | TRANSAMERICA LIFE INSURANCE COMPANY | $27 | — | $27 | 0.04% |
| BENEFITS COMMUNICATIONS INC. (BCI)3 | 2977 SIDCO DRIVE NASHVILLE, TN 37204 | EYEMED VISION CARE | $153 | — | $153 | 8.04% |
| STEPHENS INSURANCE LLC3 Filed as: STEPHENS INSURANCE, LLC | 111 CENTER STREET LITTLE ROCK, AR 72201 | EYEMED VISION CARE | $36 | — | $36 | 1.89% |
| CHRIS MORRIS3 | 2977 SIDCO DRIVE NASHVILLE, TN 37204 | EYEMED VISION CARE | $12 | — | $12 | 0.63% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,254 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 20 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 17 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,291 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF ARKANSAS | 6,936 | $2.2M |
| Vision(2 contracts) | EYEMED VISION CARE | 5,336 | $360K |
| Other | TRANSAMERICA LIFE INSURANCE COMPANY | 60 | $64K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,936 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.