| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEPHENS INSURANCE LLC3 Filed as: STEPHENS INSURANCE, LLC | 111 CENTER ST., SUITE 1410 L LITTLE ROCK, AR 72201 | DELTA DENTAL PLAN OF ARKANSAS | $36K | — | $36K | 2.00% |
| BENEFIT COMMUNICATIONS INC3 Filed as: BENEFIT COMMUNICATIONS, INC. | 2977 SIDCO DR. NASHVILLE, TN 37204 | CONTINENTAL AMERICAN INSURANCE COMPANY | $168K | — | $168K | 11.62% |
| STEPHENS INSURANCE LLC3 Filed as: STEPHENS INSURANCE, LLC | 111 CENTER STREET SUITE 1410 LITTLE ROCK, AR 72201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35K | — | $35K | 2.42% |
| CHRIS R MORRIS3 Filed as: CHRIS R. MORRIS | 2977 SIDCO DR. NASHVILLE, TN 37204 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13K | — | $13K | 0.93% |
| JEFFERY TAL WEBB3 | 204 EXECUTIVE COURT SUITE 302 LITTLE ROCK, AR 72205 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | — | $6K | 0.39% |
| EDWARD L MARTINA III3 Filed as: EDWARD L. MARTINA, III | 204 EXECUTIVE COURT SUITE 302 LITTLE ROCK, AR 72205 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 0.26% |
| SCOTT W BLACKSHEAR3 Filed as: SCOTT M. GUTHRIE | 204 EXECUTIVE COURT SUITE 302 LITTLE ROCK, AR 72205 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 0.20% |
| ROGERS BENEFIT GROUP INC3 Filed as: RONALD D. ROGERS | 5405 RANDOLPH ROAD NORTH LITTLE ROCK, AR 72116 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.16% |
| JOHN TIMOTHY MCRAE3 | 1315 PLEASANT POINT CIRCLE BRYANT, AR 72022 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.14% |
| ROBERT S SCHULZ3 Filed as: ROBERT S. SCHULTZ | 2995 DALLAS LOOP CONWAY, AR 72034 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.09% |
| MARY HEADLEE KNIGHT3 Filed as: MARY KNIGHT | P.O. BOX 1282 BENTON, AR 72018 | CONTINENTAL AMERICAN INSURANCE COMPANY | $664 | — | $664 | 0.05% |
| TELARA A ADAMS3 Filed as: TELARA A. ADAMS | 204 EXECUTIVE COURT SUITE 302 LITTLE ROCK, AR 72205 | CONTINENTAL AMERICAN INSURANCE COMPANY | $412 | — | $412 | 0.03% |
| CLARENCE SANDERS3 | 9924 STILLMAN DRIVE LITTLE ROCK, AR 72209 | CONTINENTAL AMERICAN INSURANCE COMPANY | $405 | — | $405 | 0.03% |
| ANGELA L STALEY3 Filed as: ANGELA L. STALEY | 901 MARTIN LUTHER KING BLVD SUITE 102 MALVERN, AR 72104 | CONTINENTAL AMERICAN INSURANCE COMPANY | $286 | — | $286 | 0.02% |
| STEPHEN A HOBBS3 Filed as: STEPHEN A. HOBBS | 4116 FOREST DALE DR. LITTLE ROCK, AR 72223 | CONTINENTAL AMERICAN INSURANCE COMPANY | $276 | — | $276 | 0.02% |
| ROBIN M CALLAWAY3 Filed as: ROBIN M. CALLAWAY | 5203 CLAYBROOK CT. COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $276 | — | $276 | 0.02% |
| BYRON K BURRELL3 Filed as: BYRON K. BURRELL | 8 SHACKLEFORD PLACE SUITE 300 LITTLE ROCK, AR 72211 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.00% |
| BENEFIT COMMUNICATIONS INC3 Filed as: BENEFIT COMMUNICATIONS INC. (BCI) | 2977 SIDCO DRIVE NASHVILLE, TN 37204 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $18K | — | $18K | 8.33% |
| STEPHENS INSURANCE LLC3 Filed as: STEPHENS INSURANCE | 111 CENTER STREET LITTLE ROCK, AR 72201 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $4K | — | $4K | 1.97% |
| CHRIS MORRIS3 | 2977 SIDCO DRIVE NASHVILLE, TN 37204 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 0.66% |
| RWG HOUSE ACCT3 | 1020 W. 4TH LITTLE ROCK, AR 72201 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | — | $3K | 6.79% |
| DONALD THOMAS3 | 2150 PORTWOOD WAY C/O MICHAEL CHAPMAN FT. WORTH, TX 76179 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 4.18% |
| MICHAEL C CHAPMAN3 | 2150 PORTWOOD WAY FT WORTH, TX 76179 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | — | $1K | 2.90% |
| MARK S ATTENDORN3 | P.O. BOX 7 CABOT, AR 72023 | TRANSAMERICA LIFE INSURANCE COMPANY | $531 | — | $531 | 1.39% |
| WILLIAM E WEDDLE3 | P.O. BOX 3198 LITTLE ROCK, AR 72203 | TRANSAMERICA LIFE INSURANCE COMPANY | $195 | — | $195 | 0.51% |
| STEVEN B BROOKINGS3 | 7501 FLINTROCK RD N LITTLE ROCK, AR 721164307 | TRANSAMERICA LIFE INSURANCE COMPANY | $23 | — | $23 | 0.06% |
| KIMBERLY A THOMAS-WALTER3 | 261 MILL POND ROAD CONWAY, AR 72034 | TRANSAMERICA LIFE INSURANCE COMPANY | $17 | — | $17 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,409 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 25 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,435 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CONTINENTAL AMERICAN INSURANCE COMPANY | 3,726 | $1.4M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 6,600 | $1.8M |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 4,412 | $220K |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 3,726 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,600 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.